My husband and I are purchasing property in Romsey. My Conveyancer has never been on on the bank approved panel. Am I still permitted to retain my Romsey conveyancing solicitor notwithstanding that they are excluded from the mortgage company approved list?
One must use a property lawyer to complete the legal work required if you take out a loan to buy your home. The property lawyer will conduct all the appropriate legal checks on the property, ensuring that you will be properly registered as the owner and ensure that all the required mortgage paperwork is in place. One can select a Romsey conveyancer of your choosing. However, where the conveyancer selected is not a member of the bank approved list supplemental charges will be incurred as separate legal representation will be need by the lender. Lender panel applications may be submitted, so if your conveyancer has not previously applied for membership they should do so.
We are buying a house and need a conveyancing solicitor in Romsey who is on the TSB approved panel. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for TSB . We don't recommend any particular firms conducting conveyancing in Romsey.
I used Arc property Solicitors a few years past for my conveyancing in Romsey. Now, I need the documents but cannot find the solicitor. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Romsey of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am looking for a leasehold apartment up to £305k and found one near me in Romsey I like with a park and railway links nearby, the downside is that it only has 49 years on the lease. I can't really find anything else in Romsey in this price bracket, so just wondered if I would be making a mistake purchasing a lease with such few years left?
If you need a home loan that many years may be an issue. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the property for a minimum of 2 years you may ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this.
I need to instruct a conveyancing solicitor for some conveyancing in Romsey. I happened to land on a web site which looks to be the ideal solution If there is a chance to get all formalities completed via web that would be preferable. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?