We were about to retain a conveyancing solicitor in Hedge End recommended by you but stumbled across some other costs illustrations via the web appear less pricey – why is this?

One can find numerous conveyancing organisations advertising supposedly £99 conveyancing, unfortunately it’s common in such cases for additionalcharges end up with the completion bill being inflated. Conveyancers are obliged to make sure that charges contained in terms of business should be equitable invoiced The solicitors that we put forward for conveyancing in Hedge End genuinely set out all costs for the property you plan tobuy.

We see that you have a post code search directory listing solicitors on the Lloyds conveyancing panel. Do companies pay you a referral fee if I retain them for our own conveyancing in Hedge End?

We are a listing service only for law firms wishing to communicate if they are on the Lloyds conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Hedge End.

I am buying a victorian detached house in Hedge End. The intention is to carry out a loft conversion at the house.Will the conveyancing process involve enquiries to see if these works are prohibited?

Your property lawyer should review the deeds as conveyancing in Hedge End will on occasion identify restrictions in the title documents which restrict certain changes or need the permission of another owner. Some extensions need local authority planning consent and approval in accordance building regulations. Some locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these issues with a surveyor prior to committing yourself to a purchase.

I'm the only beneficiary of my late father’s will and I have everything in my name now, including the house in Hedge End. Conveyancing formalities meant that the Land Registry date was in June. I want to move. I understand that there is a Mortgage Lenders 6 month 'rule', meaning my proprietorship could be considered the same way as if I'd bought the property in June. Will no one buy the property for half a year?

The Council of Mortgage Lenders’ handbook mandates conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be caught by that. How practical a view mortgage companies take of it, depend on the lender as this requirement chiefly exists to identify subsales or the flipping of property.

I have decided to exercise my right to buy my property in Hedge End off the council. I have a mortgage offer with Skipton. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Skipton, you will need to appoint a solicitor on the Skipton conveyancing panel.

I am purchasing my first flat in Hedge End benefiting from help to buy. The sellers refused to reduce the price so I negotiated five thousand pounds worth of extras instead. The property agent advised me not disclose to my lawyer about the side-deal as it may impact my mortgage with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Me and my wife have just had an offer agreed on a flat and had an appointment on Wednesday with Nationwide for the mortgage. They have informed us that when it comes to appointing a conveyancer that unless they are on their approved panel of solicitors then we will incur a further fee of £250+. This is because they would then have to appoint a conveyancer to act for them as well as the one we select on our behalf and we will be on the hook for their fees. I have requested Nationwide to furnish me with a list so I can obtain quotes only from their approved solicitors but was told that I need to check with each individual conveyancer to see if they are on the panel. Is there a list online?

Ask Nationwide what their panel criteria is for a conveyancer.Then ask the conveyancer of your choice whether they fit that criteria and have they acted on mortgages for Nationwide before. If the answer to those is yes, then just clarify this with Nationwide. Alternatively please utilise our search tool and we should be able to locate a conveyancing practitioner in Hedge End on the panel for Nationwide.