We are a couple about to sign contracts for a freehold house in Chandlers Ford. We encountered a problem. Our loan offer with Nationwide Building Society runs out on 13/11/2025 but the sellers are insisting on a completion date of 17/11/2025. Is it possible to extend the loan expiry date?

The person best placed to deal with your concern is your solicitors who will hopefully determine whether he or she is better off negotiating with the bank, vendor’s lawyers, estate agents or possibly all three taking into account the history of your conveyancing to date.

Having sold my house in Chandlers Ford last February but the buyer keeps Skype messaging me to say their conveyancer is waiting to hear from mine. What are the post completion sale legalities now that I have sold?

After completion of your sale your lawyer should forward the transfer deeds and all of the paperwork to the buyer’s conveyancer. Depending on the transaction, your solicitor must also confirm that the mortgage has been paid off to the purchasers conveyancers. There are no post completion requirements just for conveyancing in Chandlers Ford.

My aunt informed me that in purchasing a property in Chandlers Ford there could be a number of restrictions preventing external alterations to a property. Is this right?

We are aware of a number of properties in Chandlers Ford which have some sort of restriction or requirement of consent to external variations. Part of the conveyancing in Chandlers Ford should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

We are purchasing a 3 bedroom semi in Chandlers Ford. The intention is to carry out an extension to the side at the property.Will legal conveyancing on the property include investigations to determine if these works are permitted?

Your property lawyer will review the registered title as conveyancing in Chandlers Ford can sometimes reveal restrictions in the title documents which prevent categories of changes or need the permission of a 3rd party. Certain works require local authority planning consent and approval in compliance with building regulations. Many locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be prudent to check these issues with a surveyor ahead of any purchase.

How can we know in advance if a Chandlers Ford conveyancing solicitor on the Lloyds panel is any good?

When it comes to conveyancing in Chandlers Ford getting recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advise that you speak with the solicitor carrying out your transaction.

I'm buying my first flat in Chandlers Ford with a loan from HSBC Bank. The developers refused to move on the price so I negotiated 6k of extras instead. The estate agent suggested that I not disclose to my conveyancer about the extras as it will affect my mortgage with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I need to find a conveyancing solicitor for my conveyancing in Chandlers Ford. I have stumble upon a site which looks to be the perfect offering If there is a chance to get all the legals completed via email that would be preferable. Do I need to be wary? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?