AssumingI was to purchase a straightforward propertyin Whiteley mortgage fee and dispense with a survey and no local authority searches how much should I expect to have to pay for conveyancing in Whiteley?
The sole reduction in fees you would achieve is the Whiteley conveyancing searches. The property lawyer still be obliged to do everything else - money laundering, correspond with the vendors conveyancer, SDLT return, register the property etc. You might save a bit for them not needing to register a mortgage but it won't be a lot.
We are purchasing a flat and require a conveyancing solicitor in Whiteley who is on the HSBC solicitor panel. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for HSBC . We don't recommend any particular firms conducting conveyancing in Whiteley.
Despite weeks of looking the Title Certificate and documents to my house can not be found. The conveyancers who handled the conveyancing in Whiteley 4 years ago have long since closed. What do I do?
Assuming you have a registered title the details of your proprietorship will be held by the Land Registry under a Title Number. It is possible to carry out a search at the Land Registry, locate your house and get up to date copies of the Registered Entries for a small fee. If the title is Leasehold then the Land Registry will also normally hold a certified duplicate of the Registered Lease and again, a copy can be ordered for £20 inclusive of VAT.
Due to the guidance of my in-laws I had a survey completed on a house in Whiteley before retaining solicitors. I have been advised that there is a flying freehold overhang to the property. The surveyor advised that some mortgage companies will not grant a loan on a flying freehold property.
It varies from the lender to lender. HSBC has different requirements for example to Birmingham Midshires. Should you wish to call us we can check with the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Whiteley. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Whiteley to see if the conveyancing costs will increase in light of this.
I would like to sublet my leasehold flat in Whiteley. Conveyancing solicitor who did the purchase is retired - so can't ask him. Do I need to ask my freeholder for permission?
A lease dictates relations between the landlord and you the flat owner; specifically, it will indicate if subletting is not allowed, or permitted but only subject to certain conditions. The rule is that if the lease contains no expres ban or restriction, subletting is allowed. Most leases in Whiteley do not contain subletting altogether – such a provision would undoubtedly devalue the flat. Instead, there is usually a basic requirement that the owner notifies the freeholder, possibly supplying a copy of the sublease.
I acquired a basement flat in Whiteley, conveyancing was carried out half a dozen years ago. Can you please calculate a probable premium for a statutory lease extension? Comparable properties in Whiteley with a long lease are worth £185,000. The average or mid-range amount of ground rent is £65 invoiced annually. The lease finishes on 21st October 2085
With only 60 years remaining on your lease the likely cost is going to range between £20,000 and £23,000 as well as costs.
The figure that we have given is a general guide to costs for renewing a lease, but we are not able to provide a more accurate figure in the absence of comprehensive investigations. Do not use this information in tribunal or court proceedings. There may be additional issues that need to be considered and you obviously should be as accurate as possible in your negotiations. You should not take any other action placing reliance on this information without first getting professional advice.