We see that you have a post code search directory listing law firms on the Lloyds conveyancing panel. Do companies pay you a commission if I instruct them for our own conveyancing in Pewsey?

We are a listing service only for law firms wishing to communicate if they are on the Lloyds conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Pewsey.

Forgive me if this question is silly but I am unexperienced as FTB of a garden flat in Pewsey. Do I receive the keys to the property on the completion date from my solicitor? If so, I will find a High Street conveyancing solicitor in Pewsey?

There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will electronically transfer the completion advance to the seller's lawyers, and shortly after the monies have arrived, you should be invited to receive the keys from the property Agents and move into your new home. Usually this happens early afternoon.

We expect to receive a DIP from HSBC this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do HSBC recommend any Pewsey solicitors on the HSBC conveyancing panel, or is it better to find our own lawyer?

You will need to appoint Pewsey solicitors independently although you'll need to choose one on the HSBC conveyancing panel. The solicitor represents both you and HSBC through the process.

I can not work out if my lender obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Pewsey building society branch on a couple of occasions and was reassured it wasn't an issue and they would lend. My Pewsey conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned and was told they refuse to lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?

Provided that the conveyancer is on the mortgage company approved list, she or he must follow the CML Handbook specifications for the lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

I have justfound out that Wolstenholmes have closed. They carried out my conveyancing in Pewsey for a purchase of a freehold house 9 months ago. How can I be sure that the property is in my name in the name of the former proprietor?

The easiest way to check if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Pewsey conveyancing specialists.

In surfing the internet for the words cheap conveyancing in Pewsey it shows results of numerous solicitorslocally. How do I determine which is the suitable property lawyer for me?

The preferential method of finding a suitable conveyancer is via personal referral, so ask friends and relatives who have acquired a property in Pewsey or a reputable estate agent or mortgage broker. Charges for conveyancing in Pewsey differ, so it's a good idea to request a minimum of three fee estimates from varying types of solicitors. Make sure that you know that the costs are assured not to increase.

Having checked my lease I have discovered that there are only Seventy years unexpired on my lease in Pewsey. I now wish to extend my lease but my landlord is can not be found. What should I do?

On the basis that you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for an order to dispense with the service of the initial notice. This will mean that your lease can be extended by the magistrate. You will be obliged to prove that you have used your best endeavours to locate the landlord. In some cases an enquiry agent should be helpful to conduct investigations and prepare a report to be accepted by the court as evidence that the landlord can not be located. It is advisable to get professional help from a solicitor both on proving the landlord’s absence and the vesting order request to the County Court covering Pewsey.

I inherited a 2 bed flat in Pewsey, conveyancing having been completed 7 years ago. Can you work out an approximate cost of a lease extension? Similar properties in Pewsey with a long lease are worth £211,000. The average or mid-range amount of ground rent is £50 yearly. The lease runs out on 21st October 2093

With 68 years unexpired we estimate the price of your lease extension to range between £9,500 and £11,000 plus costs.

The suggested premium range above a general guide to costs for extending a lease, but we are not able to advice on the actual costs without more detailed due diligence. You should not use this information in tribunal or court proceedings. There are no doubt additional issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. Neither should you take any other action based on this information without first seeking the advice of a professional.