Can I use your services to recommend a Conveyancing solicitor in Durrington even if I’m not purchasing or selling a house, for example if I want to buy a shop in Durrington with a mortgage from The Mortgage Works?

The service is primarily utilised to help choose residential conveyancing solicitors in Durrington but we have recorded towards the end of this page some Durrington commercial conveyancing firms. You should enquire with the firm directly to check if they can also act for The Mortgage Works

I had intended to instruct a property lawyer in Durrington for our house purchase. Our broker informed us that our mortgage company Birmingham Midshires won't deal with them. Why is this not regarded as unduly restrictive?

A mortgage company may require a panel solicitor act for it. You would be expected to bear the charges for this. Please make use of our tool to get a quote from a solicitor to conduct conveyancing in Durrington on the Birmingham Midshires member panel.

Due to the input of my in-laws I had a survey completed on a house in Durrington ahead of retaining solicitors. I have been told that there is a flying freehold overhang to the property. Our surveyor advised that some banks will refuse to grant a loan on a flying freehold house.

It depends who your proposed lender is. Lloyds has different instructions from Nationwide. If you e-mail us we can investigate further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Durrington. Conveyancing may be slightly more expensive based on your lender's requirements.

As co-executor for the will of my father I am selling a house in Cardiff but reside in Durrington. My solicitor (who is 235 kilometers awayrequires that I sign a stat dec prior to completion. Can you recommend a conveyancing lawyer in Durrington to witness this legal document for me?

Technically speaking you should not be required to have the documents attested by a conveyancing solicitor. Normally any notary public or solicitor will do regardless of whether they are located in Durrington

I've recently bought a leasehold flat in Durrington. Am I liable to pay service charges relating to a period prior to my ownership?

Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Durrington Leasehold Conveyancing - Sample of Questions you should ask Prior to buying

What is the maintenance charge and ground rent on the apartment? If a Durrington lease has less than 80 years it will affect the marketability of the flat. Check with your bank that they are willing to go ahead with the loan given the lease term. Leases with less than 80 years remaining means that you will most likely have to extend the lease at some point and you need to have some idea of how much this will be. Remember, in most cases you will be be obliged to have owned the residence for a couple of years before you are eligible to exercise a lease extension. It is important to be aware whether window replacement or some other significant cost is due shortly to be shared between the leaseholders and will materially impact the level of the service costs or require a specific payment.