We are purchasing a 3 bedroom flat in Marlborough with a mortgage. We would like to retain our Marlborough conveyancer, however the bank says she’s not on their "panel". It appears that we have little option but to appoint one of the mortgage company panel conveyancing practices or retain our Marlborough lawyer as well as pay for one of their panel firms to act for them. We regard this is unjust; is there anything we can do?

Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Marlborough conveyancing solicitor to apply to be on the conveyancing panel.

Will my conveyancing lawyers need to check that the building insurance when buying a house in Marlborough. My lender is Bank of Ireland

Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 6/9/2025, the requirements read as follows :

How does conveyancing in Marlborough differ for new build properties?

Most buyers of new build or newly converted property in Marlborough contact us having been asked by the developer to exchange contracts and commit to the purchase even before the property is ready to move into. This is because house builders in Marlborough usually buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Marlborough or who has acted in the same development.

What does commercial conveyancing in Marlborough cover?

Marlborough conveyancing for business premises covers a broad array of services, provided by regulated solicitors, relating to business premises. For instance, this type of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the transfer of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of leases.

Is there a reason that Marlborough conveyancing charges are higher for leasehold and freehold properties?

Leasehold conveyancing in Marlborough more often than not will involve additional due diligence such as reviewing the lease, communicating with the landlord, obtaining up to date rent receipts, landlord’s consents, management company’s accounts amongst other tasks.