What is the difference between a licensed conveyancer and conveyancing solicitor in South Harrow

Two types of professional can conduct conveyancing in South Harrow namely CLC regulated conveyancers or solicitors. Both professionals handle the legal services that you need to complete the sale or acquisition of property. Both are obliged to perform South Harrow conveyancing to the same standards and guidelines so you can be sure that your conveyancing will be properly carried out and that all requirements and procedures should be correctly attended to.

I am expecting a AIP from Virgin Money this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Virgin Money recommend any South Harrow solicitors on the Virgin Money conveyancing panel, or is it better to find our own lawyer?

You will need to appoint South Harrow solicitors independently although you'll need to choose one on the Virgin Money conveyancing panel. The solicitor represents both you and Virgin Money through the process.

I can not work out if my bank requires a lease extension. I have called into my local South Harrow bank branch on numerous occasions and was told it wasn't an issue and they will lend. My South Harrow conveyancing solicitor - who is on the lender conveyancing panel- called to say that they would not lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?

Provided that the conveyancer is on the bank panel, they must adhere to the CML Handbook conditions for the bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

I have justfound out that Arc property Solicitors have closed. They conducted my conveyancing in South Harrow for a purchase of a freehold house 12 months ago. How can I be sure that the property is in my name in the name of the former proprietor?

The quickest way to see if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of South Harrow conveyancing specialists.

Just had an offer accepted on a new build apartment in South Harrow. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below are examples of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in South Harrow

Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please provide evidence that the form of Lease proposed has been approved by the Land Registry. There must be mutual enforceability of lessee’s covenants. Forfeiture - bankruptcy or liquidation must not apply under this provision. Please supply a car parking plan.

I decided to have a survey done on a property in South Harrow in advance of instructing solicitors. I have been informed that there is a flying freehold aspect to the property. Our surveyor advised that some lenders will refuse to grant a mortgage on this type of home.

It depends who your proposed lender is. Lloyds has different instructions from Birmingham Midshires. Should you wish to call us we can investigate further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in South Harrow. Conveyancing will be smoother if you use a solicitor in South Harrow especially if they are accustomed to such properties in South Harrow.

My wife and I purchased a leasehold house in South Harrow. Conveyancing and Accord Mortgages Ltd mortgage went though with no issue. I have received a letter from someone saying they have taken over the freehold. Attached was a demand for arrears of ground rent dating back to 1992. The conveyancing solicitor in South Harrow who previously acted has long since retired. Do I pay?

The first thing you should do is make enquiries of HMLR to make sure that this person is in fact the registered owner of the freehold reversion. You do not need to instruct a South Harrow conveyancing lawyer to do this as it can be done on-line for £3. You should note that regardless, even if this is the rightful freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.

I have attempted and failed to negotiate with my landlord for a lease extension without any joy. Can the Leasehold Valuation Tribunal decide on such issues? Can you recommend a South Harrow conveyancing firm to act on my behalf?

Most certainly. We can put you in touch with a South Harrow conveyancing firm who can help.

An example of a Lease Extension case for a South Harrow residence is GFF 1 Holyrood Avenue in May 2014. The Tenant wished to acquire a new (extended) lease and applied to the Willesden County Court who granted a vesting order on 20* March2013. The Tribunal decied that the premium to be paid was £9,062 This case related to 1 flat. The unexpired residue of the current lease was 79 years.