My flat in Pinner is up for sale and I have a purchaser. Does my solicitor have to be required to be on the TSB conveyancing panel in order to deal with repayment of my mortgage?

Ordinarily, even if your lawyer is not on the TSB conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their panel criteria fairly frequently currently.

I require expedited conveyancing in Pinner as I am under pressure to sign on the dotted line within 3 weeks. Fortunately I do not require a mortgage. Is it possible to avoid the conveyancing searches to save money and time?

If.Given you are are a mortgage free buyer you are at liberty not to have searches conducted although no law firm would recommend that you don't. With plenty of history conveyancing in Pinner the following are examples of what can crop up and adversely affect the marketability of the property: Enforcement Notices, Outstanding Charges, Outstanding Grants, Railway Schemes,...

My wife and I own a semi-detached Georgian property in Pinner. Conveyancing solicitor represented me and National Westminster Bank. I did a free Land Registry search last week and there are a couple of entries: the first freehold, another for leasehold with the exact same property. I'd like to know for sure, how can I find out??

You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Pinner and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the position with your conveyancing practitioner who conducted the purchase.

About to purchase a new build apartment in Pinner. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Set out below is a sample of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Pinner

If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.

Do I need to be concerned by brokers that I am dealing with are recommending an internet conveyancing firm rather than a local Pinner conveyancing company?

As is the case with many professional services, often referrals from relatives can be most helpful. Yet there are lots of people with a vested interest in a conveyancing deal; estate agents, mortgage brokers and mortgage companies might all recommend lawyers to choose. Sometimes the conveyancers might be known to one of the organisations as one of the best in their field, but occasionally there might be a commercial relationship behind the endorsement. You have the discretion to select your own lawyer. However, bear in mind that the majority of banks specify a panel list of lawyers you must use for the lender aspect of your house move.