I am acquiring a house for cash in Longton. I have resided for the last Seventeen years in Longton. Conveyancing searches are exorbitant. Given that I know the area and road very well should I not bother getting the solicitor to do all the conveyancing searches?
In the absence of a home loan, then all but one or two of the Longton conveyancing searches are optional. Your solicitor will 'advise', perhaps strongly, that you should have searches carried out, but he has a professional duty to do this. One thing to take into account; if you are likely to dispose of the house one day, it could be of relevance to your future buyer what the searches reveal. Sometimes properties with no practical issues can still reveal adverse search results. A competent conveyancing solicitor in Longton should provide you some constructive guidance concerning this.
We were going to get a OIP from Yorkshire BS this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Yorkshire BS recommend any Longton solicitors on the Yorkshire BS conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Longton solicitors independently although you'll need to choose one on the Yorkshire BS conveyancing panel. The solicitor represents both you and Yorkshire BS through the process.
Completion of my purchase has taken place for my property in Longton. Conveyancing was a necessary evil but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
Most lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. We understand that complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I was told three weeks ago that my mortgage has been agreed to by Yorkshire BS. Is it usual for Yorkshire BS to only issue the offer once my solicitor in Longton is approved on their conveyancing panel? Yorkshire BS have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Yorkshire BS to deal with your lawyer's application to be on the Yorkshire BS conveyancing panel. There's no guarantee that your solicitor will be accepted.
I require fast conveyancing in Longton as I am faced with a deadline to sign on the dotted line within one month. A home loan is not required. Is it possible to escape the need for conveyancing searches to save fees and time?
As you are are a mortgage free purchaser you have the choice not to have searches carried out although no lawyer would suggest that you don't. With plenty of history conveyancing in Longton the following are instances of issues that can arise and adversely affect future mortgageability: Enforcement Notices, Overdue Fees, Outstanding Grants, Railway Schemes,...
Are there restrictive covenants that are commonly picked up during conveyancing in Longton?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Longton. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
In what way can the Landlord & Tenant Act 1954 impact my business premises in Longton and how can your lawyers assist?
The particular law that you refer to provides a safeguard to business tenants, granting the right to apply to court for a renewal tenancy and remain in occupation when the lease comes to an end. There are limited grounds that a landlord can refrain from granting a lease renewal and the rules are complex. We are happy to direct you to commercial conveyancing solicitors who use the act for protection and help with commercial conveyancing in Longton