It is 10 years ago since I purchased my house in Waterlooville. Conveyancing lawyers have now been appointed on the sale but I am unable to track down my title documents. Is this a problem?

Don’t worry too much. Firstly there is a chance that the deeds will be kept by the mortgage company or they may stored with the lawyers who oversaw your purchase. Secondly in all probability the property will be recorded at the land registry and you will be able to prove you own the property by your conveyancing lawyers obtaining up to date copy of the land registers. The vast majority of conveyancing in Waterlooville involves registered property but in the rare situation where your home is unregistered it adds to the complexity but is resolvable.

I am purchasing a garden flat in Waterlooville. Can I do my own conveyancing?

Leaving aside the complexities and merits of DIY conveyancing in Waterlooville you will have to appoint a solicitor on your lender's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Waterlooville.

How does conveyancing in Waterlooville differ for newly converted properties?

Most buyers of new build property in Waterlooville come to us having been asked by the seller to sign contracts and commit to the purchase even before the house is completed. This is because builders in Waterlooville tend to acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Waterlooville or who has acted in the same development.

In my capacity as executor for the will of my grandfather I am selling a property in Monmouth but live in Waterlooville. My conveyancer (based 250 miles from merequires that I sign a statutory declaration before the transaction finalising. Can you recommend a conveyancing solicitor in Waterlooville to witness this legal document for me?

Technically speaking you are not likely to need to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will suffice regardless of whether they are located in Waterlooville

What is the reason for new build conveyancing in Waterlooville being more expensive?

Acquiring a new build premises is completely distinct from the normal house buying conveyancing in Waterlooville. For a start developers usually demand contracts to exchange inside a short timeframe, so there is a a great deal of pressure on your conveyancer to ensure everything is in order. Furthermore new build conveyancing often involve the checking of adoption of highways, drains, planning considerations, building warranties or architects certificates. Bank obligations are also more detailed. Given the complex nature of the process for these types of properties, the conveyancing new build fees are higher than normal.