How do I check that the solicitor handling my conveyancing in Camberley is on the mortgage lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for National Westminster Bank thus spending £192.00 in additional conveyancing invoice.

Please do take advantage of the search tool on this page. Pick the mortgage company and type ‘Camberley’ or your preferred area and you will discover a number of lawyer based in Camberley or near you.

I am buying a new build house in Camberley with a mortgage from Norwich and Peterborough Building Society. The builders refused to move on the amount so I negotiated £7000 of fixtures and fittings instead. The property agent told me not inform my solicitor about the deal as it would put at risk my mortgage with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Due to the guidance of my in-laws I had a survey completed on a property in Camberley before instructing lawyers. I have been told that there is a flying freehold element to the house. The surveyor advised that some banks tend not grant a mortgage on such a home.

It varies from the lender to lender. HSBC has different instructions for example to Halifax. Should you wish to call us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Camberley. Conveyancing may be slightly more expensive based on your lender's requirements.

Should I use a Camberley conveyancing lawyer based in the area that I am buying? An old friend can conduct the legal work but her office is 300miles away.

The benefit of a local Camberley conveyancing firm is that you can attend the office to sign documents, hand in your ID and pester them where appropriate. They will also have local intelligence which is a benefit. However it's more important to get someone that will do a good and efficient job. If other friends have used your friend and the majority were content that should surpass using an unfamiliar Camberley conveyancing solicitor just because they are Camberley based.

My estate agent has recommended their conveyancing practitioner for the conveyancing in Camberley - won’t it be better to just instruct them?

It is not always the case and you are free to opt for whichever conveyancing practitioner you prefer for your Camberley conveyancing. The property lawyer put forward by a 3rd party adviser may not always be the best solicitor, they may put forward their preferred conveyancing firm who are based remotely. In this instance you may not have contact with your solicitor and due to the lack of continuity in the transaction, it may be difficult to obtain updates.