Would the conveyancing solicitors that you recommend handle attended exchange conveyancing in Camberley?
We do have a number of conveyancing specialists who can conduct one day exchanges. You should e-mail us to obtain a conveyancing quote and details as to dates.
At what point does exchange of contracts occur in purchase conveyancing in Camberley and am I required to be at the conveyancers branch?
Where you are near to our conveyancing solicitors in Camberley you are welcome to attend to sign the paperwork. That being said, the law practices we work with supply countrywide coverage for conveyancing and give as equally detailed and professional a job for you when communicating with you digitally. The executing of the purchase agreement is not the point of no return. A signed contract is just a prerequisite for the firm to officially exchange at the appropriate time, which will usually be very shortly after signing. The exchange process is nowadays normally dealt with by telephone and can be very rapid, although where a long "chain" is in the mix, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Camberley)to be in the office at the appropriate time.
My stepmother advised me that in buying a property in Camberley there may be a number of restrictions prohibiting external changes to the property. Is this right?
There are a number of properties in Camberley which have some sort of restriction or requirement of consent to perform external changes. Part of the conveyancing in Camberley should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We previously instructed conveyancing lawyers located in Camberley on the RBS solicitor approved list. They have just invoiced me a further fee for the legal aspects of the RBS mortgage. Is this a supplemental conveyancing fee set by RBS?
Provided it is contained in their Terms and Conditions or Quote then yes your conveyancing practitioner can charge a fee for this. This charge is not set by RBS but by your Camberley conveyancer. Some firms on the RBS panel will levy an ‘acting for lender’ fee and others do not.
We have agreed to purchase a house in Camberley. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Lloyds be concerned?
As your lender is Lloyds your lawyer must comply with the formal requirements contained in Section 2 of UK Finance Lenders’ Handbook for Lloyds. The CML Handbook sets out minimum requirements for solar panel roof-space leases, and conveyancers are required to report to Lloyds where a lease does not meet these provisions. The specifications relate to the installation of panels on properties nationwide and is not limited to Camberley.
My relative recommended that if I am buying in Camberley I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is occasionally quoted for as part of the standard Camberley conveyancing searches. It is not a small report of more than thirty pages, listing and setting out important information about Camberley around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Camberley Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Local Education with maps and statistics, Local Amenities and other useful information about Camberley.
How does conveyancing in Camberley differ for new build properties?
Most buyers of new build residence in Camberley come to us having been asked by the builder to exchange contracts and commit to the purchase even before the residence is completed. This is because new home sellers in Camberley typically buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Camberley or who has acted in the same development.