It is a dozen years since I bought my home in Leytonstone. Conveyancing lawyers have now been instructed on the sale but I am unable to locate my title documents. Will this jeopardise the sale?

You need not be too concerned. Firstly there is a chance that the deeds will be with your lender or they could be in the possession of the lawyers who handled the purchase. Secondly the likelihood is that the land will be recorded at the land registry and you will be able to prove you own the property by your conveyancing solicitors acquiring up to date copy of the land registers. The vast majority of conveyancing in Leytonstone involves registered property but in the unlikely event that your home is not registered it is more problematic but is resolvable.

Should my lawyer be raising questions regarding flooding as part of the conveyancing in Leytonstone.

The risk of flooding is if increasing concern for solicitors specialising in conveyancing in Leytonstone. There are those who acquire a property in Leytonstone, completely expectant that at some time, it may be flooded. However, leaving to one side the physical damage, if a house is at risk of flooding, it may be difficult to get a mortgage, adequate building insurance, or dispose of the premises. Steps can be carried out as part of the conveyancing process to forewarn the buyer.

Solicitors are not qualified to impart advice on flood risk, but there are a various searches that may be carried out by the purchaser or by their solicitors which should figure out the risks in Leytonstone. The standard information given to a buyer’s solicitor (where the Conveyancing Protocol is adopted) includes a usual inquiry of the vendor to find out whether the premises has historically flooded. If flooding has previously occurred and is not notified by the seller, then a buyer may commence a compensation claim as a result of such an incorrect response. The purchaser’s lawyers should also order an environmental search. This will disclose whether there is any known flood risk. If so, additional investigations should be conducted.

About to purchase a new build apartment in Leytonstone. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Leytonstone

Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. There must be mutual enforceability of lessee’s covenants. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please supply a car parking plan.

Yesterday I discovered that there is a flying freehold issue on a property I have offered on two weeks back in what should have been a straight forward, chain free conveyancing. Leytonstone is where the house is located. Can you shed any light on this issue?

Flying freeholds in Leytonstone are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Leytonstone you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Leytonstone may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

We are expecting to complete buying a property in Leytonstone but as a consequence of wreckage from the recent storms I have negotiated compensation from the vendor of five thousand pounds taking the form of a deduction in the price. This was going to be addressed as part of the conveyancing process yet my mortgage company will not permit this. Why were they involved?

Any conveyancer being on a bank approved list is required to inform the mortgage company of any changes to the purchase amount. If you did not allow your solicitor to disclose the price change to your lender then they would have no choice but to disinstructing themselves from acting for you and the mortgage company.