It is is a decade since I bought my property in South Woodford. Conveyancing solicitors have now been instructed on the sale but I can't find my title documents. Is this a problem?

Don’t worry too much. First the deeds may be kept by your mortgage company or they could stored with the solicitor who handled your purchase. Secondly the likelihood is that the title will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors procuring current official copies of the land registers. Most conveyancing in South Woodford relates to registered property but in the rare situation where your property is not registered it is more tricky but is resolvable.

When it comes to mortgage companies such as , do South Woodford incur a fee to be on the list of approved solicitors?

We are not aware of any mortgage company fees to register on their panel, although some do charge an administration charge to deal with the processing of the conveyancing panel submission.

I am selling my flat. I had a double glazing fitted in March 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, are being pedantic. The South Woodford solicitor who is on the conveyancing panel is saying indemnity insurance will be fine but are requiring a building regulation certificate. Why do have a conveyancing panel if they don't accept advice from them?

It is probably the case that have referred the matter to their valuer. The reason why may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

I was told four weeks ago that my mortgage has been agreed to by . Is it usual for to only issue the offer once my solicitor in South Woodford is approved on their conveyancing panel? have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.

Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for to deal with your lawyer's application to be on the conveyancing panel. There's no guarantee that your solicitor will be accepted.

Are there restrictive covenants that are commonly identified during conveyancing in South Woodford?

Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in South Woodford. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

Expecting to sign contracts shortly on a ground floor flat in South Woodford. Conveyancing solicitors inform me that they report fully within the next couple of days. What should I be looking out for?

The report on title for your leasehold conveyancing in South Woodford should include some of the following:

What the implications are if you breach a clause of your lease? An explanation concerning the obligations as set out in the lease to pay service charges - with regard to both the building, and the more general rights a lessee enjoys Setting out your rights in respect of common areas in the building.By way of example, does the lease include a right of way over an accessway or staircase? You should receive a copy of the lease You should know if the lease allows you to change or upgrade anything in the premises- you should know whether any restrictions applies to all alterations or just structural alteration, and whether permission is mandated necessary

I invested in buying a 1 bedroom flat in South Woodford, conveyancing having been completed 1995. Can you let me have an estimated range of the fair premium for a lease extension? Similar flats in South Woodford with over 90 years remaining are worth £165,000. The average or mid-range amount of ground rent is £45 charged once a year. The lease comes to an end on 21st October 50

With only 50 years remaining on your lease the likely cost is going to range between £36,100 and £41,800 plus plus your own and the landlord's "reasonable" professional fees.

The suggested premium range that we have given is a general guide to costs for renewing a lease, but we are not able to supply a more accurate figure in the absence of comprehensive investigations. Do not use this information in a Notice of Claim or as an informal offer. There may be additional issues that need to be considered and clearly you want to be as accurate as possible in your negotiations. Please do not move forward based on this information before getting professional advice.

I am purchasing a maisonette and cash is in place. I have provided lawyer with two separate evidence of photo ID, bank statement, endless utility bills. Now he wants a copy from a probate lawyer advising that the money is legitimate and that it has come from inheritance and not via illegitimate means.

In today’s world you will not be able to complete any South Woodford conveyancing transaction without first providing evidence of your identity to your lawyers. This usually takes the form of a either your passport or driving licence and a utility bill. Remember if you are providing your driving licence as evidence of ID it must be both the paper part and photo card part, one is not acceptable without the other. Proof of your source of funds is required under Money Laundering laws.