My fiance’s uncle is a solicitor. I hope that I can be offered mate’s rates for conveyancing, However if that does not come through, what level of costs should I be paying for conveyancing in South Woodford?

You should contrast pricing. Make use of our comparison tool on this page. The estimates seem to vary but service levels do are distinct between property lawyers as is the case with the vast majority of professional services.

We expect to receive a OIP from UBS this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do UBS recommend any South Woodford solicitors on the UBS conveyancing panel, or is it better to find our own lawyer?

You will need to appoint South Woodford solicitors independently although you'll need to choose one on the UBS conveyancing panel. The solicitor represents both you and UBS through the process.

The formalities of my remortgage has taken place for my property in South Woodford. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?

All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. Ordinarily complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.

It is not clear whether my mortgage offer requires a lease extension. I have telephoned my South Woodford building society branch on numerous occasions and was advised it wasn't an issue and they would lend. My South Woodford conveyancing solicitor - who is on the bank conveyancing panel- called and was told they would not lend in accordance with their specific requirements. I simply don't know who is right.

As long as the conveyancing practitioner is on the lender panel, they must follow the CML Handbook conditions for the lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

I have todaydiscovered that Action Conveyancing have been shut down. They conducted my conveyancing in South Woodford for a purchase of a leasehold apartment 10 months ago. How can I check that my home is registered correctly in the name of the previous owner?

The easiest method to check if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of South Woodford conveyancing specialists.

I am looking into buying my first house which is in South Woodford and I am already nervous. I couldn't find anything specific about South Woodford. Conveyancing will be needed in due course but do you know about the South Woodford area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at South Woodford. In the meantime here are some basic statistics that we found

I have tried to negotiate informally with with my landlord to extend my lease without any joy. Can one apply to the Leasehold Valuation Tribunal? Can you recommend a South Woodford conveyancing firm to represent me?

Absolutely. We are happy to put you in touch with a South Woodford conveyancing firm who can help.

An example of a Lease Extension matter before the tribunal for a South Woodford premises is 135 Maybank Road in January 2013. The Tribunal determined that the price to be paid by the tenants for the grant of a new lease is £10,592 This case was in relation to 1 flat. The unexpired term was 71.2 years.

What makes a South Woodford lease unmortgageable?

There is nothing unique about leasehold conveyancing in South Woodford. All leases are drafted differently and legal mistakes in the legal wording can sometimes mean that certain clauses are wrong. The following missing provisions could result in a defective lease:

Maintenance charge proportions which don’t add up to the correct percentage A duty to insure the building

A defective lease will likely cause issues when trying to sell a property as they can affect a potential buyer’s ability to obtain a mortgage. National Westminster Bank, Virgin Money, and Platform Home Loans Ltd all have express conveyancing instructions when it comes to what is expected in a lease. If a mortgage lender believes that the lease does not cover certain provisions they may refuse to provide security, forcing the purchaser to pull out.