I am assisting my niece sell her flat in Leyton. Does the conveyancer arrange the energy performance certificate or it is for the seller to coordinate?

After the demise of Home Packs, energy assessments was maintained a required component of selling a property. An energy assessment must be to hand before the property is placed on the market. It is not a task that conveyancers ordinarily arrange. Where you are instructing a Leyton conveyancing solicitor they might be willing to arrange energy assessments given their relationships with reputable local energy assessors

Can you point me to a directory of Yorkshire BS panel conveyancers in Leyton on the Building Society Association’s Website?

Unfortunately not yet. There is no such facility on the Council of Mortgage Lenders or Building Society Association sites. A small selection of mortgage companies make their panel listings available on the web. Where you are in need of a Leyton lawyer on the Yorkshire BS please make the most of our facility.

My sealed bid on a semi in Leyton has been agreed to, but there is a chain. The sellers have placed an offer on a flat, but it’s not been accepted yet, and are looking at other apartments booked. I have instructed a nearby conveyancing solicitor in Leyton. What do I do now? At what point do I apply for the mortgage with Kent Reliance?

It is understandable to have apprehensions where there is a chain as you are unlikely to want to incur expenses prematurely (mortgage application is in the region of one thousand pounds, then survey, Leyton conveyancing search fees, etc). First, you should ensure that your conveyancing practitioner is on the Kent Reliance conveyancing panel. Regarding the next stages this very much depends on the uniqueness of your case, attraction to the property and on the state of the market. During a buoyant market some purchasers would apply for the mortgage with Kent Reliance and arrange for the valuation and only if it comes back ok would they ask their conveyancer to press on with the conveyancing in Leyton.

I opted to have a survey done on a property in Leyton in advance of retaining solicitors. I have been informed that there is a flying freehold element to the house. My surveyor has said that some banks tend not give a loan on such a home.

It varies from the lender to lender. Santander has different requirements from Birmingham Midshires. If you e-mail us we can look into this further via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Leyton. Conveyancing may be slightly more expensive based on your lender's requirements.

Am I right to be wary about brokers that I am dealing with are encouraging me to use an online conveyancing firm as opposed to a local Leyton conveyancing firm?

As is the case with many professional services, often referrals from family and friends can be most helpful. Yet there are numerous parties with a keen interest in a conveyancing transaction; estate agents, mortgage brokers and lenders may recommend lawyers to select. Sometimes the conveyancers might be known to one of the organisations as experts in their field, but sometimes there may be a financial incentive behind the endorsement. You are free to select your own lawyer. Don't forget that most mortgage providers specify a panel list of solicitors you must use for the lender related work in your house move.

I've recently bought a leasehold flat in Leyton. Do I have any liability for service charges relating to a period prior to completion of my purchase?

In a situation where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

I have tried to negotiate informally with with my landlord to extend my lease without getting anywhere. Can I make an application to the Leasehold Valuation Tribunal? Can you recommend a Leyton conveyancing firm to help?

if there is a missing landlord or where there is dispute about what the lease extension should cost, under the Leasehold Reform, Housing and Urban Development Act 1993 it is possible to make an application to the First-tier Tribunal (Property Chamber) to arrive at the premium.

An example of a Freehold Enfranchisement case for a Leyton residence is 12 Nutfield Road in July 2014. the Tribunal judged that the price to be paid by the applicants for the freehold interest should be £19,572 This case affected 2 flats. The remaining number of years on the lease was 72.02 years.

How and when do I incur the Stamp Duty Land Tax payable for my Leyton house purchase?

The solicitor should fill out a stamp duty return for you as part of your Leyton conveyancing transaction for signature. After completion your solicitor will submit your Land Transaction Return Form to the Inland Revenue and - as long as they have the money - discharge any land tax due on your behalf.