Completed the sale of my flat in Mottingham last August yet the purchaser is e-mailing me complaining that their solicitor needs to hear from mysolicitor. What are the post completion sale legalities now that I have sold?

Post completion of your disposal your lawyer should send the transfer documentation and all supplemental paperwork to the buyer’s lawyers. Depending on the transaction, your conveyancer should also send confirmation that the mortgage has been repaid to the purchasers lawyers. There is unlikely to be post completion steps peculiar conveyancing in Mottingham.

When it comes to lenders such as Virgin Money, do Mottingham conveyancing practitioners face a yearly amount to be on the conveyancing panel?

We are unaware of any lender fees to register on their list of approved firms, although some do levy an administration charge to deal with the processing of the conveyancing panel submission.

Is there a list of Lloyds panel solicitors in Mottingham on the UK Finance Lenders’ Handbook Website?

No. There is no such directory service on the Council of Mortgage Lenders or Building Society Association sites. A small selection of banks make their panel listings visible online. If you are looking for a Mottingham conveyancing practitioner on the Lloyds please make the most of our tool.

Our sealed bid on a property in Mottingham has been agreed to, but there is a chain. The sellers have offered on on an apartment, but it’s not yet tied up, and are looking at other properties in the pipeline. I have instructed a bricks and mortar conveyancing solicitor in Mottingham. What should be my next step? At what stage should I apply for the mortgage with Co-operative?

It is normal to have anxieties where there is a chain as you are unlikely to want to incur costs too early (mortgage application is in the region of £1k, then valuation, Mottingham conveyancing search charges, etc). First, you should check that your property lawyer is on the Co-operative approved list. Regarding the subsequent phase this very much dictated by the circumstances of your case, attraction to this property and on the state of the market. During a rising market many purchasers will apply for a home loan with Co-operative and pay for the valuation and only if it comes back ok would they request their conveyancer to proceed with the conveyancing in Mottingham.

What will a local search inform me regarding the house my wife and I purchasing in Mottingham?

Mottingham conveyancing often commences with the applying for local authority searches directly from your local Authority or via a personal search organisations for example Searches UK The local search is essential in every Mottingham conveyancing purchase; as long as you wish to avoid any unpleasant once you have moved into your property. The search should supply data on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject sections.

Do you have any top tips for leasehold conveyancing in Mottingham with the aim of expediting the sale process?

• A significant proportion of the frustration in leasehold conveyancing in Mottingham can be avoided where you get in touch lawyers as soon as your agents start marketing the property and ask them to collate the leasehold documentation which will be required by the purchasers’ representatives.
Many freeholders or Management Companies in Mottingham levy fees for supplying management packs for a leasehold home. You or your lawyers should enquire as to the fee that they propose to charge. The management information sought as soon as you have a buyer, thus reducing delays. The typical amount of time it takes to receive management information is three weeks. It is the most usual cause of delay in leasehold conveyancing in Mottingham. If you have carried out any alterations to the residence would they have required Landlord’s permission? In particular have you laid down wooden flooring? Mottingham leases often stipulate that internal structural alterations or addition of wooden flooring calls for a licence issued by the Landlord consenting to such works. Where you dont have the paperwork in place do not contact the landlord without checking with your lawyer in the first instance. Some Mottingham leases require Licence to Assign from the landlord. If this applies to your lease, it would be prudent to place the estate agents on notice to make sure that the purchasers put in hand bank and professional references. The bank reference should make it clear that the buyer is able to meet the annual service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the service charge figures so that they can pass this information on to the purchasers or their lawyers. If there is a history of any disputes with your landlord or managing agents it is essential that these are resolved before the property is put on the market. The purchasers and their solicitors will be concerned about purchasing a flat where there is an ongoing dispute. You may have to bite the bullet and pay any arrears of service charge or resolve the dispute prior to completion of the sale. It is therefore preferable to have any dispute settled prior to the contract papers being issued to the buyers’ solicitors. You are still duty bound to disclose particulars of the dispute to the buyers, but it is better to present the dispute as over rather than ongoing.

I am the proprietor of a a ground floor purpose built flat in Mottingham. In the absence of agreement between myself and the freeholder, can the Leasehold valuation Tribunal make a decision on the sum due for a lease extension?

Where there is a missing freeholder or where there is disagreement about what the lease extension should cost, under the relevant statutes it is possible to make an application to the LVT to make a decision on the amount due.

An example of a Lease Extension decision for a Mottingham flat is 49 Woodstock Court Burnt Ash Hill in May 2012. the payment of £64,116 by the leaseholder was the premium which the Tribunal found due for the lease extension in this case. This case affected 1 flat. The unexpired term as at the valuation date was 23.26 years.

I am buying a flat and require a conveyancing solicitor in Mottingham who is on the mortgage company approved panel. Can you recommend a Mottingham or local Mottingham solicitor?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for the mortgage company who do conveyancing in Mottingham. We dont recommend any particular firm.