It is is a decade since I purchased my house in High Holborn. Conveyancing lawyers have now been retained on the sale but I am unable to find my deeds. Will this jeopardise the sale?

Don’t worry too much. First there is a possibility that the deeds will be retained by your lender or they may be in the possession of the solicitor who oversaw the purchase. Secondly in most cases the property will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers acquiring current official copies of the land registers. Nearly all conveyancing in High Holborn involves registered property but in the rare situation where your property is not registered it is more tricky but is resolvable.

My uncle passed away six months ago and as sole heir and executor I was left the house in High Holborn. The house had a relatively small loan remaining of approximately £4500. I want to have the title changed into my name whilst I re-mortgage to , pay off the mortgage. Is this possible?

Where you intend to refinance then will require that you use a conveyancer on the conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the mortgage is registered as a charge at the Land Registry.

We are buying a house in High Holborn. It might be a silly question but how we can trust a lawyer? On completion day we have to send funds into their account. What is the protection we have from them run away with our deposit?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

I am purchasing a 4 bedroom semi-detached house in High Holborn. The intention is to an extension at the rear at the house.Will the conveyancing process involve enquiries to see if these alterations were previously refused?

Your conveyancer will review the registered title as conveyancing in High Holborn will occasionally reveal restrictions in the title documents which restrict categories of alterations or need the permission of a 3rd party. Many additions call for local authority planning consent and approval in accordance building regulations. Certain locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be sensible to check these things with a surveyor ahead of any purchase.

I have today made my last payment due on my mortgage with . I assume I don't need a High Holborn on the panel to remove the mortgage at the Land Registry. Am I right?

If you have finished paying off your mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the mortgage from the register. , and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where has sent the Land Registry the discharge electronically, and
3. has instructed the Land Registry to do so

I'm remortgaging my current property to a buy to let mortgage with and I will use the rest of the raised equity as a deposit on another house. The area we are talking about is High Holborn. Will your solicitors be able to act for the two mortgage companies and tie in the transactions?

Do use our search tool on this page to check that the solicitors are approved by both mortgage companies. Assuming that they are the solicitor will be able to tie up the two deals but you should have a chat with you lawyer and specify your desired outcome and requirements.

I have been sourcing a conveyancing practitioner in High Holborn for my purchase. Is there any facility to see a firm’s complaints history with the profession’s regulator?

Anyone can find presented Solicitor Regulator Association (SRA) determinations stemming from inquisitions from 2008 onwards. Visit Check a solicitor's record. To find records Pre 2008, or to check a solicitors history, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, use +44 (0)121 329 6800. The SRA may recorded call for training requirements.