Why would I instruct a Covent Garden conveyancing practice when national conveyancers are cheap by comparison?

By all means make sure that you contrast conveyancing costs in Covent Garden and you should seek a reasonable estimate but don’t expend your energy getting the cheapest Covent Garden conveyancer. Identifying the right conveyancer can mark the difference between a seamless and a frustrating move. You need to ensure that you have expert advice from a trusted conveyancer. Emails can't replace a telephone call and are no substitute for a face to face consultation. The firms that we work with will allocate you a qualified and experienced conveyancing solicitor who can tackle your conveyancing from start to finish, giving the sort of personalised service that you are unlikely to received from an internet conveyancer. He or She will inform you on progress and keep you informed. If you ever need to contact the firm you will be sure who you need to speak to and we'll endeavour to make sure that you are kept fully informed.

Do I find a Licenced Conveyancer or Solicitor for conveyancing in Covent Garden?

Two types of professional can execute conveyancing in Covent Garden namely licenced conveyancers or solicitors. Both professionals administer conveyancing services that required to complete the disposal or purchase of property. Both are obliged to conduct Covent Garden conveyancing to the same standards and guidelines so you may be safe in the knowledge that your conveyancing will be professionally carried out and that the requisite procedures will be correctly attended to.

I am currently in the process of buying my council flat in Covent Garden. I have a mortgage offer with Santander. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Santander, you will need to appoint a solicitor on the Santander conveyancing panel.

I can not work out if my lender requires a lease extension. I have called my Covent Garden building society branch on various occasions and was told they are content with the situation and they would lend. My Covent Garden conveyancing solicitor - who is on the bank conveyancing panel- telephoned and was told they will not lend in accordance with their specific requirements. I have no idea who is right.

Provided that the property lawyer is on the lender approved list, she or he must adhere to the CML Handbook requirements for the bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.

I'm purchasing my first flat in Covent Garden with the aid of help to buy. The developers refused to budge the amount so I negotiated five thousand pounds worth of extras instead. The estate agent suggested that I not to tell my solicitor about the extras as it will put at risk my loan with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold issue on a house I put an offer in last month in what should have been a quick, chain free conveyancing. Covent Garden is the location of the property. What do you suggest?

Flying freeholds in Covent Garden are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Covent Garden you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Covent Garden may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

My father-in-law has recommend that I use his conveyancing solicitors in Covent Garden. Do I take his recommendation?

There are no two ways about it it’s preferable to select a conveyancing lawyer is to have referrals from friends or relatives who have actually experience in using the conveyancer you're contemplating using.