Do the conveyancing practitioners that you recommend conduct right to buy conveyancing in Temple?
We do have a variety of conveyancing solicitors who can service right to buy conveyancing work You should get in touch with us in order to obtain a conveyancing quote.
We are due to move house in March. Should my conveyancing solicitor call the removal company on the day of completion. On a separate note, can you suggest a removal company in Temple. Conveyancing firm was found prior to coming across your site.
On the day of completion you will need to collect the keys from your selling agent however this can only occur once the vendors lawyers inform the agent that they have the completion monies and the keys can be collected. After that you should tell the removal men that you are ready to move in. As a matter of policy we do not suggest a particular removal company but can assist you in choosing a residential property solicitor in Temple or a firm that specialises in conveyancing in Temple.
I am buying a property in Temple. An unusual aspect is that the roof has a solar panel. Skipton have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is Skipton your lawyer must follow the formal instructions set out in Part 2 of UK Finance Lenders’ Handbook for Skipton. The CML Handbook includes minimum specifications for solar panel roof-space leases, and conveyancers are required to report to Skipton where a lease fails to comply with these requirements. The provisions relate to the installation of panels on properties in England and Wales and is not isolated to Temple.
I recently had an offer agreed on an apartment in Temple. My financial adviser pressured me to appoint their conveyancing practitioner. I paid an upfront payment of £150. A few days later, the conveyancing practitioner contacted me to say that they were not on the HSBC conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the HSBC panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
My partner and I are downsizing from our home in Temple and the buyers lawyers are claiming that there is a risk of it being built on contaminated land. A local lawyer would know this is not the case. It does beg the question why the buyers instructed a factory type conveyancing outfit rather than a conveyancing solicitor in Temple. We have lived in Temple for six years we know of no issue. Is it a good idea to get in touch with our local Authority to seek confirmation that there is no issue.
It would appear that you have a conveyancing firm currently acting for you. Are they able to advise? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
I am looking for a flat up to £245,000 and identified one close by in Temple I like with amenity areas and station nearby, however it only has 51 remaining years left on the lease. There is not much else in Temple in this price bracket, so just wondered if I would be making a grave error purchasing a lease with such few years left?
Should you need a home loan the remaining unexpired lease term will likely be an issue. Reduce the offer by the expected lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for a minimum of twenty four months you can request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should speak to your conveyancing solicitor regarding this matter.
I've recently bought a leasehold flat in Temple. Am I liable to pay service charges for periods before my ownership?
Where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I have tried to negotiate informally with with my landlord to extend my lease without any joy. Can one apply to the Leasehold Valuation Tribunal? Can you recommend a Temple conveyancing firm to represent me?
Most certainly. We can put you in touch with a Temple conveyancing firm who can help.
An example of a Lease Extension decision for a Temple property is Flat 89 Trinity Court Grays Inn Road in February 2013. the Tribunal found that the premium to be paid by the tenant on the grant of a new lease, in accordance with section 56 and Schedule 13 to the Leasehold Reform, Housing and Urban Development Act 1993 should be £36,229. This case related to 1 flat. The unexpired term as at the valuation date was 66.8 years.