The loan agreement from Santander for the remortgage of my 2 bedroom flat is due imminently. Are you able to suggest a cheap conveyancing practitioner in Bloomsbury?

This site is not designed to help those in pursuit of the cheapest conveyancing solicitors in Bloomsbury. Our intention is to offer affordable conveyancing but we do not advertise as being the cheapest. Resist the temptation to appoint organisations enticing you with £100 conveyancing in Bloomsbury. At best, in choosing a lawyer for cheap conveyancing, you will end up with what you pay for and at worst you will end up paying a lot in extras and still not get the service required.

My partner and I intend to remortgage our apartment in Bloomsbury with Santander. We have a son 18 who lives with us. Our solicitor has asked us to disclose anyone over the age of 17 other than ourselves who lives in the flat. The solicitor has now sent a form for our son to sign, waiving any legal rights in the event that the apartment is forfeited by the lender. I have a couple of questions (1) Is this document specific to the Santander conveyancing panel as he did not need to sign this form when we purchased 4 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?

On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Santander. This is solely used to protect Santander if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Santander had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

Due to the advice of my in-laws I had a survey completed on a house in Bloomsbury prior to instructing conveyancers. I have been advised that there is a flying freehold element to the property. Our surveyor advised that some lenders will not grant a mortgage on such a property.

It varies from the lender to lender. HSBC has different instructions from Birmingham Midshires. If you call us we can investigate further with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Bloomsbury. Conveyancing may be slightly more expensive based on your lender's requirements.

I was advised by a number of estate agents in Bloomsbury to get a quote from a solicitor using your seach tool. What’s the financial upside for Estate Agents to recommend your lawyers over alternative conveyancing organisations?

We don’t offer any referral fee for pointing buyers and sellers to this site. We found it would be just too difficult a fee because members of the public would think, ‘Why is the agent getting a kickback? Why aren’t I getting any benefit too?’ So we decided to step away from that.

Online research suggests that Bloomsbury solicitors are more costly than Bloomsbury conveyancers in Bloomsbury to use when purchasing a house. So is it better if I use a conveyancer or a solicitor if I am purchasing for my home move in Bloomsbury.

When it comes to conveyancing in Bloomsbury the costs are unlikely to vary dramatically depending on whether the legal expert is a licenced conveyancer or solicitor.