I am not well enough to travel far from Bloomsbury. I would like to know the logic why all Bloomsbury solicitors are not on all bank panels?

Mortgage companies point to the fact that solicitor-led fraud is thought to be responsible for millions of pounds of fraud every year.The elimination of law firms from lender panels started with the rise in mortgage fraud, which prompted a thematic review by the FSA in 2011. Its conclusions included recommendations for lending institutions to review their conveyancing panels, which kicked off a major policy change in the sector. It resulted in lenders pruning a number of firms from their books of approved solicitors .

three months have gone by following my purchase conveyancing in Bloomsbury took place. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £170,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

About to purchase a new build flat in Bloomsbury. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here are examples of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Bloomsbury

Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please confirm the Lease plans are architect prepared. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Forfeiture - bankruptcy or liquidation must not apply under this provision.

I am looking for a leasehold apartment up to £305k and found one near me in Bloomsbury I like with open areas and railway links in the vicinity, the downside is that it only has 61 years unexpired on the lease. I can't really find anything else in Bloomsbury in this price bracket, so just wondered if I would be making a grave error buying a short lease?

Should you require a mortgage that many years will likely be problematic. Reduce the offer by the amount the lease extension will cost if not already taken into account. If the current proprietor has owned the property for a minimum of 2 years you could ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should consult your conveyancing solicitor about this.

Are there any apps to assist me to identify a Bloomsbury law firm on the Coventry Building Society conveyancing panel? I drive a motor bike and am willing to travel upto 20miles to meet the conveyancer.

You can use the search on this page. Please pick a bank and your location and you will see a number of Bloomsbury conveyancing lawyers located nearest you. We have detailed some Bloomsbury conveyancing firms at the bottom of this page and you can telephone them to see if they are on the Coventry Building Society approved list