I am helping my niece sell her flat in Harlesden. Will the conveyancer arrange the energy performance certificate or it is for the seller to coordinate?
Following the demise of HIPs, EPC’s became a mandatory component of moving property. An EPC should be commissioned prior to the property being put on the market. This is not something that lawyers normally organise. If you are using a Harlesden conveyancing lawyer they may be able to arrange EPC’s given their contacts with long established local accredited person
We were going to get a DIP from this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do recommend any Harlesden solicitors on the conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Harlesden solicitors independently although you'll need to choose one on the conveyancing panel. The solicitor represents both you and through the process.
I have paid off my mortgage with . I assume I don't need a Harlesden on the panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the mortgage from the register. , and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where has sent the Land Registry the discharge electronically, and
- has instructed the Land Registry to do so
I used Action Conveyancing a few years ago for my conveyancing in Harlesden. Now, I need my documents but cannot find the solicitor. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Harlesden of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I'm buying my first flat in Harlesden with a mortgage from . The sellers would not move on the price so I negotiated 6k of additionals instead. The estate agent suggested that I not to tell my lawyer about the side-deal as it could adversely affect my mortgage with . Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Over the last few months I have been searching for a ground for flat up to £235,500 and found one near me in Harlesden I like with amenity areas and transport links in the vicinity, the downside is that it only has 52 years unexpired on the lease. I can't really find anything else in Harlesden in this price bracket, so just wondered if I would be making a grave error purchasing a lease with such few years left?
Should you need a mortgage the shortness of the lease will likely be problematic. Discount the price by the anticipated lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for at least twenty four months you could request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should consult your conveyancing lawyer concerning this matter.
I was informed by my bank that their panel conveyancers work on no completion no fee basis for conveyancing in Harlesden. My purchase fell through and now the solicitors have invoiced for search fees! They are claiming that the fees are independent!
Harlesden conveyancing search costs are disbursements not legal fees as these are payable to a third party.