Recently been in touch with my conveyancing lawyer in Harlesden who acted for me 18 months ago and wanted a conveyancing estimate based on an identical type of house sale & purchase (a leasehold property and a freehold property) of similar values with a loan from Alliance & Leicester . I am now being quoted double. Better the devil I know or do I try and find an alternative property lawyer?
The quote is slightly on the high side. If you you were to look around you might shave off some of the cost by as much as a hundred pounds. On the other hand, providing that you were content with the conveyancing the firm provided you couldcome to regret choosing an a cheaper conveyancer. If is important to be sure that the firm can represent Alliance & Leicester . You can utilise our search tool to get a quote a Harlesden conveyancing firm on the Alliance & Leicester approved list of lawyers, which can often include conveyancing solicitors in Harlesden.
The Harlesden conveyancing firm handling our Harlesden conveyancing has identified a discrepancy when comparing the surveyor’s assumptions in the valuation report and what is in the legal papers for the property. My solicitor informs me that he is duty bound to check that the bank is OK with this discrepancy and is still content to lend. Is my conveyancer’s stance legitimate?
Your conveyancing practitioner must comply with the UK Finance Lenders’ Handbook conditions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
Do all mortgage companies provide you with an approved list of Harlesden conveyancing solicitors? How do you know who is on the Bank of Ireland conveyancing panel?
Harlesden conveyancing firms themselves provide us confirmation that they are on the Bank of Ireland conveyancing panel as opposed to being supplied with a list from Bank of Ireland directly.
The deeds to my home are lost. The solicitors who conducted the conveyancing in Harlesden 10 years ago have long since closed. What are my options?
As long as the title is registered the information relating to your proprietorship will be documented by HMLR under a Title Number. It is easy to perform a search at the Land Registry, identify your property and order current copies of the Registered Entries for less than a fiver. If the property is Leasehold then the Land Registry will in most cases hold a file copy of the Registered Lease and again, a copy can be ordered for twenty pounds.
I've recently found out that there is a flying freehold issue on a property I put an offer in two weeks back in what should have been a quick, chain free conveyancing. Harlesden is where the house is located. Is there any advice you can give?
Flying freeholds in Harlesden are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Harlesden you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Harlesden may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.