At long last a loan offer from NatWest for the remortgage of my 3 bedroom maisonette is expected imminently. Are you able to recommend a low cost conveyancing lawyer in White City?

You are on the wrong site if you are seeking cut-price fees for conveyancing in White City. We can offer you affordable conveyancing but we do not advertise as being the cheapest. Do not be seduced by brokers offering the bait of low cost conveyancing in White City. At best, in being led by cheap conveyancing, you will end up with what you pay for and at worst you will end up being stung for additional fees and still not get the service you were looking for.

My husband and I are purchasing a brand new duplex in White City and my solicitor is advising me that she has to the lender to reveal incentives from the seller. I am nearing the developer’s deadline to exchange contracts and I would rather not prolong deal. is my lawyer playing by the book?

You should not exchange unless you have been advised to do so by your solicitor. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook requirements. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

How does conveyancing in White City differ for new build properties?

Most buyers of new build premises in White City approach us having been asked by the builder to exchange contracts and commit to the purchase even before the residence is ready to move into. This is because developers in White City usually acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in White City or who has acted in the same development.

Over the last few months I have been searching for a leasehold apartment up to £245,000 and identified one close by in White City I like with open areas and transport links in the vicinity, the downside is that it's only got 61 remaining years left on the lease. I can't really find anything else in White City for this price, so just wondered if I would be making a grave error acquiring a lease with such few years left?

Should you need a home loan the shortness of the lease may be an issue. Discount the offer by the anticipated lease extension will cost if it has not already been discounted. If the current owner has owned the property for at least twenty four months you could request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should speak to your conveyancing solicitor about this matter.

I require the services of a mortgage company panel solicitor in White City. Can you assist?

Unfortunately it’s not apparent why you need a White City panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to the mortgage company to find out which solicitors in White City are on their panel . If you do find such a firm in White City not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site