The mortgage offer from NatWest for the remortgage of my 4 bedroom flat is coming any day now. Are you able to propose a cheap conveyancing lawyer in Dollis Hill?

This site is not designed to help those in pursuit of the lowest fares for conveyancing solicitors in Dollis Hill. We can offer you affordable conveyancing but we do not aim to work with the cheapest lawyers. Avoid the trap of appointing companies enticing you with £100 conveyancing in Dollis Hill. In your best case scenario, in deciding on low cost conveyancing, you will end up with what you pay for and at worst it will result in you being stung for extras and still not end up with the service expected.

In what way does my ID and proof of funds have anything to do with my conveyancing in Dollis Hill? Is this really warranted?

In order to comply with Money Laundering Regulations any Dollis Hill conveyancing firm will require evidence of your identity in all conveyancing matters. This is usually satisfied by provision of a passport and an original bank statement or utility bill evidencing where you live.

Under Money Laundering Regulations, conveyancers are duty bound to investigate not just the ID of conveyancing clients but also the source of monies that they receive in respect of any matter. An unwillingness to disclose this may lead to your lawyer ending their relationship with you, as clearly this will cause a conflict between the set Regulations and a refusal to disclose.

Your conveyancers are duty bound to make a disclosure to the relevant authorities should they believe that any amounts received by them may contravene the Anti-terror and anti-money-laundering rules.

Is there a search tool that I can utilise to find out if the solicitor carrying out my conveyancing in Dollis Hill is on the bank’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for TSB thus paying £175.00 in supplemental legal invoice.

You should take advantage of the find a conveyancing panel solicitor tool on this site. Please choose the mortgage company and type ‘Dollis Hill’ or your preferred area and you will be presented with a number of lawyer offices in Dollis Hill or by proximity to you.

I'm buying my first flat in Dollis Hill with a loan from Barclays . The sellers would not budge the amount so I negotiated five thousand pounds worth of extras instead. The house builders rep suggested that I not inform my solicitor about the side-deal as it may adversely affect my mortgage with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Over the last few months I have been searching for a ground for flat up to £245,000 and found one close by in Dollis Hill I like with amenity areas and railway links in the vicinity, the downside is that it's only got 49 years on the lease. I can't really find anything else in Dollis Hill for this price, so just wondered if I would be making a mistake buying a short lease?

If you need a home loan that many years will be problematic. Discount the price by the amount the lease extension will cost if not already taken into account. If the current proprietor has owned the property for at least twenty four months you could request that they commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease term and have £0 ground rent by law. You should consult your conveyancing lawyer about this.