I can't travel far from Hagley. Is there a reason why all Hagley solicitors are not on all bank panels?

Lenders ordinarily restrict either the nature or volume of conveyancing firms on their approved list of lawyers. Typical examples of such criteria being that a practice needs to have two or more partners. In addition to restricting the structure of firm, some lenders made a decision to limit the number of organisations they use to act for them. You should note that mortgage companies have no responsibility for the standard of service given by any Hagley lawyer on their panel. Mortgage fraud was the main trigger for the reduction of solicitor panels a few years ago notwithstanding that there are contrary opinions about whether solicitors sat at the center of that fraud. Statistics via the Land Registry indicates that thousands of law practices only conduct one or two conveyances annually. Those advocating conveyancing panel culls ask why law firms should have the right to be on a lender panel when it is apparent that property law is not their speciality?

I have given 2 months notice to my existing landlord and have to be out of my rented flat in Hagley by 22/8/2025. Conveyancing on my purchase is progressing. Can I complete in three weeks as don't want to have to find temporary accommodation?

It is unwise to serve notice for your letting until your lawyer suggests that you should. If you have not previously done so, notify to your lawyer and request that they chase the other side, try to an agreed time frame that all parties will aim towards

I own a freehold residence in Hagley yet charged rent, why is this and what is this?

It’s unusual for properties in Hagley and has limited impact for conveyancing in Hagley but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the generation of new rentcharges from 1977 onwards.

Old rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence in 2037 is to be dispensed with completely.

I am considering applying for a Coventry BS mortgage for purchase of a newly converted (under development) in Hagley with 70% LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Coventry BS ?

In theory, you could use a solicitor that is not on the Coventry BS conveyancing panel, but Coventry BS would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.

I have justdiscovered that Arc property Solicitors have closed. They conducted my conveyancing in Hagley for a purchase of a freehold house 18 months ago. How can I establish that the property is in my name in the name of the former proprietor?

The quickest method to check if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Hagley conveyancing specialists.