I require conveyancing for a flat in a relatively new development (seven years built) in St Fagans. 95% of the appartments have already been disposed of. Is it really necessary to order conveyancing searches for my conveyancing in St Fagans?

Conveyancing Searches are a critical link in the St Fagans conveyancing process. There are a large number of companies who offer St Fagans conveyancing searches, as well straight from the local authority. These are generally termed personal search organisation due to them carrying out, personal searches. Nevertheless, all Local Authority Search conveyancing products have one thing in common - they must obtain their data from the local authoritative source.

Will my conveyancing lawyers need to check that the building insurance when buying a house in St Fagans. My lender is The Mortgage Works

The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 3/2/2026, the requirements read as follows :

I'm purchasing my first flat in St Fagans benefiting from help to buy. The sellers would not reduce the price so I negotiated £7000 of fixtures and fittings instead. The estate agent advised me not inform my lawyer about this deal as it could adversely affect my loan with The Royal Bank of Scotland. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold element on a property I put an offer in last month in what should have been a quick, no chain conveyancing. St Fagans is where the house is located. What do you suggest?

Flying freeholds in St Fagans are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in St Fagans you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in St Fagans may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

Taking into account that I am about to part with hundreds of thousands of pounds on a house in St Fagans I wish to talk to a lawyer concerning theconveyancing prior to giving the go ahead to the firm. Can this be arranged?

Absolutely - we would be pleased to talk to you we do not take any clients on without you first talking to the conveyancer who will be doing your property ownership legalities in St Fagans.There is no ‘factory style conveyancing’ - every client is unique individual, not a case reference. The solicitors that we put you in touch with believe that the figure you are quoted for your conveyancing in St Fagans should be the figure that you end up paying.