We were just about to exchange contracts for a garden flat in Freshford. We encountered a snag. The mortgage offer with Accord Mortgages Ltd expires on 28/1/2026 but the vendors are suggesting a completion date of 30/1/2026. Can one extend the loan offer?

The person best placed to deal with your issue is your solicitors who will hopefully calculate if he or she is should be discussing with the bank, owner’s representatives, selling agents or indeed all parties taking into account the circumstances your house move as of today.

We are selling our property in Freshford and according to the buyers it appears that there is a possibility that the property was built land that was not decontaminated. A high street Freshford lawyer would know that there is no such problem. For the life of me I don't know why the buyers are using a factory type conveyancing practice rather than a conveyancing solicitor in Freshford. Having lived in Freshford for six years we know of no issue. Is it a good idea to contact our local Authority to obtain confirmation need.

It sounds as though you may have a conveyancing solicitor already. What do they say? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)

I'm buying a new build house in Freshford with a mortgage from Halifax. The builders would not move on the price so I negotiated five thousand pounds worth of extras instead. The property agent advised me not reveal to my conveyancer about this extras as it will affect my mortgage with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

How simple is it to switch conveyancer as I have to find one who is on the Nationwide Building Society conveyancing panel. I had appointed a high street conveyancing solicitor in Freshford five minutes from me but he is not accepted by Nationwide Building Society

It would be our pleasure to assist you select a conveyancing solicitor in Freshford on the Nationwide Building Society panel. Please note that the conveyancers that we work with do not pay us fee if you instruct them and are registered with the SRA who regulate all conveyancing solicitors in Freshford. Using the find a conveyancing solicitor tool on this website, you can compare and instruct different solicitors and conveyancers both nationally and in Freshford.

Can you offer any advice when it comes to finding a Freshford conveyancing firm to deal with our lease extension?

When appointing a conveyancer for lease extension works (regardless if they are a Freshford conveyancing firm) it is most important that they be familiar with the legislation and specialises in this area of work. We suggest that you make enquires with two or three firms including non Freshford conveyancing practices prior to instructing a firm. If the firm is ALEP accredited then that’s a bonus. The following questions could be helpful:

Can they put you in touch with clients in Freshford who can give a testimonial? What volume of lease extensions have they completed in Freshford in the last year?

Leasehold Conveyancing in Freshford - Sample of Questions you should ask before Purchasing

Make sure you discover if there are any onerous prohibitions in the lease. For example plenty of leases prohibit pets being permitted in in a block in Freshford. If you love the flatin Freshford but your dog can’t live with you then you have a very difficult determination. Is the freehold reversion owned collectively by the leaseholders? Who is in charge of the block?