After what seems like an age a mortgage agreement from NatWest for the refinancing of my 2 bedroom apartment is due any day now. Could you put forward a low cost conveyancing practitioner in Corsham?

You are on the wrong site if you are seeking the lowest fares for conveyancing in Corsham. Our goal is to offer excellent value conveyancing but we do not aim to work with the cheapest lawyers. Resist the temptation to appoint companies teasing you with low cost conveyancing in Corsham. Optimistically, in going for low cost conveyancing, you will end up with what you pay for and at worst it will result in you spending a lot in extras and still not receive the service you were hoping for.

As someone with no idea as to the Corsham conveyancing process what is your top tip you can give me concerning the legal transfer of property in Corsham

You may not hear this from too many lawyers but conveyancing in Corsham and elsewhere in Wiltshire is often a confrontational process. In other words, when it comes to conveyancing there exists an abundance of opportunity for friction between you and other parties involved in the legal transfer of property. For example, the vendor, selling agent and sometimes the bank. Appointing a solicitor for your conveyancing in Corsham an important selection as your conveyancer is your adviser, and is the ONLY party in the legal process whose interest is to act in your best interests and to protect you.

Every so often a third party with a vested interest may attempt to persuade you that you should follow their advice. For instance, the estate agent may claim to be helping by suggesting your solicitor is slow. Or your mortgage broker may try to convince you to do take action that is against your lawyers guidance. You should always trust your lawyer above all other parties in the conveyancing process.

I have justbecome aware that Action Conveyancing have closed. They carried out my conveyancing in Corsham for a purchase of a leasehold apartment 9 months ago. How can I check that the property is registered correctly in the name of the previous owner?

The quickest way to check if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Corsham conveyancing specialists.

I have been on the look out for a flat up to £245,000 and found one close by in Corsham I like with open areas and railway links in the vicinity, however it only has 52 remaining years left on the lease. I can't really find anything else in Corsham for this price, so just wondered if I would be making a mistake buying a lease with such few years left?

Should you require a mortgage the shortness of the lease will be problematic. Reduce the price by the anticipated lease extension will cost if it has not already been discounted. If the current owner has owned the property for a minimum of 2 years you may request that they start the process of the extension and pass it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should speak to your conveyancing solicitor concerning this matter.

Estate agents have just been given the go-ahead to market my 2 bed apartment in Corsham. Conveyancing solicitors are to be appointed soon, however I have recently had a quarterly maintenance charge invoice – Do I pay up?

It best that you discharge the invoice as usual as all ground rent and service invoices should be apportioned on completion, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the subsequent invoice date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.

Corsham Conveyancing for Leasehold Flats - A selection of Questions you should ask Prior to Purchasing

How many of the leaseholders are in arrears for their service charge payments? The majority of Corsham leasehold flats will have a service charge for the upkeep of the block levied on behalf of the landlord. If you acquire the flat you will have to pay this amount, usually periodically accross the year. This can vary from a couple of hundred pounds to thousands of pounds for large purpose-built blocks. In all likelihood there will be a rentcharge for you to pay yearly, this is usually not a large figure, say around £50-£100 but you need to enquire as sometimes it can be surprisingly expensive.