We are planning to buy with Loughborough BS. We have called around locally but am struggling to find a Warminster conveyancing firm on the Loughborough BS approved list. Please you assist?

You should take advantage of the search tool on this web page. Pick the building society and type Warminster or your location and you will see numerous solicitors offices in Warminster or nearest you.

Do commercial conveyancing searches disclose planned roadworks that could affect a commercial site in Warminster?

Many commercial conveyancing solicitors in Warminster will perform a SiteSolutions Highways report as it dramatically cuts the time that conveyancers expend in investigating accurate data on highways that impact buildings and development assets in Warminster. The report sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Warminster.

For every commercial conveyancing transaction in Warminster it is crucial to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately may result in delays to Warminster commercial conveyancing transactions as well as pose a risk to future intentions for the site. These searches are not ordered for residential conveyancing in Warminster.

My wife and I own a terraced Edwardian house in Warminster. Conveyancing practitioner acted for me and Chelsea Building Society. I did a free Land Registry search last week and I saw two entries: one for freehold, another for leasehold with the exact same property. I thought I was buying a freehold how can I check?

You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Warminster and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the situation with your conveyancing practitioner who conducted the work.

I'm buying my first flat in Warminster with a loan from Norwich and Peterborough Building Society. The builders would not budge the price so I negotiated 6k of extras instead. The house builders rep suggested that I not disclose to my solicitor about the deal as it could impact my loan with Norwich and Peterborough Building Society. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I have been on the look out for a ground for flat up to £195,000 and found one close by in Warminster I like with a park and station in the vicinity, however it's only got 61 years on the lease. There is not much else in Warminster for this price, so just wondered if I would be making a grave error buying a lease with such few years left?

Should you need a mortgage the shortness of the lease will be a potential deal breaker. Discount the offer by the amount the lease extension will cost if not already taken into account. If the current proprietor has owned the property for a minimum of twenty four months you could ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should speak to your conveyancing solicitor about this.