I am hoping to receive a offer of a home loan from Halifax. I intend to instruct a Licensed Conveyancer in Radstock. Does the Halifax Solicitor panel allow for Licensed Conveyancers?
The Halifax approved solicitor list is, like many other lenders, represented by the CML or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
Having sold my house in Radstock last April but my buyer keeps e-mailing daily complaining that his lawyer is waiting to hear from mine. What are the post completion sale legalities following completion?
Following your sale your lawyer is committed to forward the transfer documentation and all supplemental paperwork to the purchaser's conveyancer. Where relevant, your lawyer must also confirm that the mortgage has been discharged to the buyers solicitors. There is unlikely to be post completion requirements peculiar conveyancing in Radstock.
We are purchasing a house and the lawyer has referenced Chancel Repair for which the property may be liable as it falls into the area of such a church. He has mentioned insurance. Is this strictly necessary for conveyancing in Radstock
Unless a prior purchase of the premises took place after 12 October 2013 you can assume that conveyancing practitioners handling conveyancing in Radstock to continue to propose a a chancel search and or chancel repair liability insurance.
I've recently found out that there is a flying freehold issue on a property I put an offer in a fortnight ago in what was supposed to be a simple, chain free conveyancing. Radstock is the location of the property. Is there any advice you can impart?
Flying freeholds in Radstock are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Radstock you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Radstock may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
My husband and I are FTB’s - had an offer accepted, but the property agent has warned us that the vendor will only go ahead if we appoint their recommended conveyancers as they want a ‘quick sale’. We would rather use a local conveyancer with experience of conveyancing in Radstock
We suspect that the seller is not behind this requirement. If they want ‘a quick sale', alienating a motivated buyer is counter productive. Contact the sellers directly and make sure they comprehend that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you do not need to sell (d) you intend to proceed fast (e)but you are going to instruct your own,trusted Radstock conveyancing firm - not the ones that will earn the negotiator at the agency a introducer fee or achieve conveyancing thresholds demanded by HQ.