Due to complete my purchase in Fratton and Portsea next Monday. I have now been asked to send a copy of my building insurance schedule by my solicitor as as she informs me that she is duty bound to validate that it is in order for the bank. What does the insurance need to cover?

Any lawyer on acting for banks would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 instructions. These obligations are not unique to conveyancing in Fratton and Portsea.

I am planning to move house in November. Will my conveyancing solicitor update the removal company on the completion day. Incidentally, can you recommend a removal company in Fratton and Portsea. Conveyancing solicitor was found prior to coming across your page.

On the day of completion you will need to pick up the keys from the property agent but this should only occur once the previous owners conveyancers advise the agent that the monies to complete are in and the keys can be released. Subsequently you should inform the removal men that you are ready to move in. We are not in a position to suggest a particular removal organisation but can help you find a conveyancing in Fratton and Portsea or a solicitor with expertise in conveyancing in Fratton and Portsea.

Can you point me to a directory of Aldermore panel solicitors in Fratton and Portsea on the Building Society Association’s Website?

Unfortunately not yet. There is no such directory service on the Council of Mortgage Lenders or Building Society Association websites. A small selection of mortgage companies make their panel listings visible on the web. Where you are in need of a Fratton and Portsea conveyancing practitioner on the Aldermore please make the most of our tool.

I recently had an offer accepted on a house in Fratton and Portsea. My financial adviser suggested a property lawyer. I paid an advanced payment of £175. Shortly after, the conveyancer called me sheepishly admitting that they were not on the Santander conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Santander panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Fratton and Portsea. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here is a sample of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Fratton and Portsea

If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Please confirm the Lease plans are surveyor prepared. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore.

What tools are available to search for a Fratton and Portsea solicitor on the Clydesdale conveyancing panel? I drive a motor bike and am prepared to travel upto 10miles to meet the solicitor.

Feel free to make use of the tool on this page. Please select a mortgage company and your location and you will see a number of Fratton and Portsea conveyancing lawyers located nearest you. We have detailed some Fratton and Portsea conveyancing firms at the bottom of this page and you can telephone them to verify whether they are on the Clydesdale approved list

I happen to be an executor of my recently deceased parent's Will, with a bungalow in Fratton and Portsea which will be marketed. The bungalow is unregistered at HMLR and I'm told that many EAs will insist that it is in place before they'll move forward. What's the procedure for this?

In the circumstances you refer to it seems advisable to seek to register in the names of the personal representative(s) as named in the probate and in their capacity as PRs. The Land Registry’s online guidance explains how to register for the first time and what is required re the deeds and forms. You would need to include and official copy of the probate as well and complete the form FR1 to refer to the PRs as the applicant.