I am hoping to receive a mortgage with Santander. I hope to employ the services of a Licensed Conveyancer in Gosport. Does the Santander Conveyancing panel allow for Licensed Conveyancers?
The Santander conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
This question may be naive but I am unexperienced as a first time purchaser of a garden flat in Gosport. Do I collect the keys to the premises on the completion date from my lawyer? If so, I will instruct a High Street conveyancing solicitor in Gosport?
On the day of completion you will not be required to attend the conveyancers office in Gosport. Conveyancing lawyers for you will electronically transfer the completion advance to the seller's conveyancers, and shortly after the monies have arrived, you will be able to pick up the keys from the property Agents and move into your new home. Usually this occurs early afternoon.
We are getting the release of further monies on our home loan from Leeds Building Society as we wish to conduct a loft conversion to our house in Gosport. Do we need to select a local Gosport solicitor on the Leeds Building Society conveyancing panel to deal with the paperwork?
Leeds Building Society do not ordinarily require a member of their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Leeds Building Society panel.
Completion of my purchase has taken place for my property in Gosport. Conveyancing was of an acceptable standard but I would like to complain about the lender. How do I make a complaint?
All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I have recentlydiscovered that Wolstenholmes have closed. They conducted my conveyancing in Gosport for a purchase of a leasehold flat 12 months ago. How can I check that the property is not still registered in the name of the previous owner?
The easiest way to see if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Gosport conveyancing specialists.
I am buying a new build house in Gosport with a loan from Yorkshire Building Society. The sellers would not budge the amount so I negotiated five thousand pounds worth of additionals instead. The house builders rep told me not to tell my conveyancer about the deal as it would impact my mortgage with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am looking into buying my first house which is in Gosport and I am already nervous. I couldn't find anything specific about Gosport. Conveyancing will be needed in due course but do you know about the Gosport area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Gosport. In the meantime here are some basic statistics that we found