I have a renovated Victorian house in Ferndown. Conveyancing solicitor acted for me and Barclays . I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, the second leasehold under the exact same address. Is it worth asking Barclays to clarify?

You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Ferndown and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the position with your conveyancing lawyer who conducted the purchase.

I opted to have a survey completed on a house in Ferndown prior to appointing conveyancers. I have been advised that there is a flying freehold overhang to the house. My surveyor has said that some mortgage companies will refuse to grant a mortgage on this type of home.

It depends who your proposed lender is. Bank of Scotland has different requirements from Halifax. If you contact us we can look into this further via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Ferndown. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Ferndown to see if the conveyancing costs will increase in light of this.

How straightforward is it to use your search tool to find a conveyancing solicitor in Ferndown on the approved list for my bank?

Step one is to choose a mortgage company such as Accord Mortgages Ltd, Norwich and Peterborough Building Society or Britannia then specify your preferred area for instance Ferndown. Conveyancing organisations in Ferndown and beyond will then be shown.

In my capacity as executor for the will of my grandmother I am selling a property in Cardiff but I am based in Ferndown. My lawyer (based 250 kilometers awayneeds me to sign a statutory declaration before completion. Could you suggest a conveyancing solicitor in Ferndown who can witness this legal document for me?

strictly speaking you are unlikely to need to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or solicitor will do regardless of whether they are Ferndown based

I only have Fifty years left on my flat in Ferndown. I now wish to get lease extension but my freeholder is missing. What options are available to me?

On the basis that you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for for permission to dispense with the service of the initial notice. This will mean that your lease can be granted an extra 90 years by the magistrate. You will be obliged to prove that you or your lawyers have used your best endeavours to locate the freeholder. In some cases an enquiry agent should be helpful to carry out a search and to produce a report which can be used as proof that the landlord can not be located. It is wise to seek advice from a property lawyer both on devolving into the landlord’s absence and the vesting order request to the County Court overseeing Ferndown.

I bought a 1 bedroom flat in Ferndown, conveyancing formalities finalised March 1995. Can you please calculate a probable premium for a statutory lease extension? Comparable flats in Ferndown with over 90 years remaining are worth £202,000. The ground rent is £60 charged once a year. The lease comes to an end on 21st October 2081

You have 56 years left to run we estimate the premium for your lease extension to range between £29,500 and £34,000 as well as costs.

The figure that we have given is a general guide to costs for extending a lease, but we are not able to provide the actual costs in the absence of comprehensive investigations. You should not use the figures in tribunal or court proceedings. There are no doubt additional issues that need to be considered and clearly you should be as accurate as possible in your negotiations. Neither should you move forward based on this information before getting professional advice.