My partner and I are nearing an exchange on a property in Westbourne and my mum and dad have sent the ten percent deposit to my property lawyer. I am now advised that as the deposit has not arrived from me my conveyancing practitioner needs to make a notification to my bank. I am advised that, in also acting for the lender he must advise them that the balance of the purchase price is not just from me. I advised the lender about my parents' contribution when I applied for the home loan, so is it really appropriate for him to raise this?

The conveyancer is obliged to clarify with mortgage company to make sure that they are aware that the balance of the purchase price is not from your own resources. Your solicitor can only disclose this to your mortgage company if you agree, failing which, your lawyer must cease to continue acting.

Do commercial conveyancing searches reveal impending roadworks that may affect a commercial land in Westbourne?

Its becoming the norm that commercial conveyancing solicitors in Westbourne will conduct a SiteSolutions Highways report as it dramatically cuts the time that conveyancers invest in investigating accurate data on highways that impact buildings and development assets in Westbourne. The report sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Westbourne.

For each commercial conveyancing transaction in Westbourne it is crucial to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately can result in delays to Westbourne commercial conveyancing transactions as well as present a risk to future intentions for the site. These searches are not ordered for domestic conveyancing in Westbourne.

I am purchasing my first flat in Westbourne with the aid of help to buy. The sellers refused to move on the amount so I negotiated five thousand pounds worth of extras instead. The sale representative advised me not reveal to my conveyancer about the deal as it may put at risk my mortgage with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

My father has urged me to use his conveyancers in Westbourne. Should I choose my own conveyancer?

No doubt it’s preferable to choose a conveyancing lawyer is to seek referrals from friends or family who have experience in using the conveyancer that you are contemplating using.

What advice can you give us when it comes to finding a Westbourne conveyancing firm to deal with our lease extension?

When appointing a solicitor for your lease extension (regardless if they are a Westbourne conveyancing firm) it is imperative that he or she should be familiar with the legislation and specialises in this area of conveyancing. We advise that you speak with two or three firms including non Westbourne conveyancing practices prior to instructing a firm. Where the conveyancing practice is ALEP accredited then so much the better. The following questions could be of use:

Can they put you in touch with clients in Westbourne who can give a testimonial? What volume of lease extensions have they conducted in Westbourne in the last year?

Westbourne Leasehold Conveyancing - Sample of Queries before Purchasing

Is anyone aware of any major works in the planning that will likely add a premium to the service costs? What is the yearly maintenance fee and ground rent?