My mortgage broker has asked me for my Mudeford law firm’s panel reference for the Nat West conveyancing panel. What is the best way to discover this. I have contacted my local Mudeford office but they cant find it on their system.

Have you tried calling your Mudeford solicitor about this?. They should have a central record lender panel numbers.

Should my lawyer be raising enquiries about flooding as part of the conveyancing in Mudeford.

The risk of flooding is if increasing concern for lawyers dealing with homes in Mudeford. Plenty of people will acquire a house in Mudeford, completely expectant that at some time, it may suffer from flooding. However, leaving to one side the physical destruction, if a house is at risk of flooding, it may be difficult to get a mortgage, adequate insurance cover, or sell the premises. Steps can be carried out as part of the conveyancing process to forewarn the purchaser.

Conveyancers are not qualified to give advice on flood risk, but there are a various checks that can be initiated by the purchaser or by their solicitors which will figure out the risks in Mudeford. The conventional set of information supplied to a buyer’s lawyer (where the Conveyancing Protocol is adopted) incorporates a standard question of the seller to determine whether the property has historically flooded. If flooding has previously occurred which is not revealed by the seller, then a buyer may issue a compensation claim as a result of such an incorrect answer. A buyer’s lawyers should also carry out an environmental report. This should indicate if there is any known flood risk. If so, further inquiries will need to be conducted.

The deeds to our home can not be found. The solicitors who conducted the conveyancing in Mudeford 5 years ago have long since closed. Will I be able to sell the house?

As long as the title is registered the details of your ownership will be documented by the Land Registry with a Title Number. It is possible to carry out a search at the Land Registry, find your property and order up to date copies of the property title for a small fee. Where the property is Leasehold then the Land Registry will also normally retain a certified duplicate of the Registered Lease and again, a copy can be obtained for twenty pounds.

I am buying a new build flat in Mudeford. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here is a sample of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Mudeford

Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please supply evidence that the form of Lease proposed has been approved by the Land Registry. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore.

Can you offer any advice when it comes to choosing a Mudeford conveyancing practice to deal with our lease extension?

When appointing a solicitor for your lease extension (regardless if they are a Mudeford conveyancing firm) it is imperative that they be familiar with the legislation and specialises in this area of conveyancing. We advise that you talk with several firms including non Mudeford conveyancing practices prior to instructing a firm. Where the conveyancing practice is ALEP accredited then that’s a bonus. The following questions might be useful:

If they are not ALEP accredited then why not? Can they put you in touch with clients in Mudeford who can give a testimonial?

Mudeford Leasehold Conveyancing - Sample of Queries Prior to Purchasing

Is anyone aware of any major works on the horizon that will add a premium to the maintenance fees? How much is the annual maintenance fee and ground rent? How many of the leaseholders are in arrears for their service charge payments?