Can I use your services to recommend a Conveyancing solicitor in Fordingbridge even where I’m not buying or selling a house, for instance if I wish to acquire an office in Fordingbridge with a mortgage from Clydesdale?

The service is predominantly utilised to help choose domestic conveyancing solicitors in Fordingbridge but we have recorded towards the bottom of this page some Fordingbridge commercial conveyancing firms. You should enquire with the firm directly to establish if they can also act for Clydesdale

My husband and I are at the point of looking at apartments in Fordingbridge and I am about to put in an offer. Is it sensible to have a property lawyer on ‘stand by’? I am planning to take a mortgage with TSB.

It would be sensible to instigate your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their contact information on to the selling agent. Given that you are obtaining a mortgage with TSB, ask your prospective lawyers if they are on the TSB conveyancing panel otherwise they can't do the mortgage legal work.

I have today made my last payment due on my mortgage with Clydesdale. I assume I don't need a Fordingbridge conveyancing practitioner on the Clydesdale panel to remove the mortgage at the Land Registry. Am I right?

If you have finished paying off your Clydesdale mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Clydesdale mortgage from the register. Clydesdale, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where Clydesdale has sent the Land Registry the discharge electronically, and
3. Clydesdale has instructed the Land Registry to do so

I have instructed a Fordingbridge conveyancing practitioner having checked that they are on the Nationwide conveyancing panel. Does my lawyer arrange the survey of the property?

Nationwide will need an independent valuation of the property. Your lawyer will not arrange this. Usually Nationwide will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Fordingbridge surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.

The estate agent has sent us the confirmation of our purchase of a new build flat in Fordingbridge. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here is a sample of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Fordingbridge

The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.

I decided to have a survey carried out on a property in Fordingbridge ahead of retaining solicitors. I have been informed that there is a flying freehold element to the house. My surveyor has said that some lenders will not give a loan on a flying freehold premises.

It depends who your proposed lender is. HSBC has different requirements from Birmingham Midshires. If you call us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Fordingbridge. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Fordingbridge to see if the conveyancing will be more expensive.

Am I best advised to use a Fordingbridge conveyancing lawyer who is local to the property I am purchasing? An old friend can conduct the legal work however they are based over three hundred miles drive away.

The benefit of a high street Fordingbridge conveyancing practice is that you can drop in to sign paperwork, present your identification documents and apply pressure on them if necessary. They will also have local insight which is a benefit. That being said nothing is more important than finding someone that will pull out all the stops for you. If you know people who used your friend and on the whole were impressed that must surpass using an unknown Fordingbridge conveyancing lawyer just because they are local.