We note that you have a post code search directory identifying firms on the Lloyds conveyancing panel. Do companies pay you a referral fee if I appoint them for our own conveyancing in Boscombe?

We are a listing service only for law firms wishing to communicate if they are on the Lloyds conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Boscombe.

Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Boscombe?

Two types of professional can carry out conveyancing in Boscombe namely CLC regulated conveyancers or solicitors. Both professionals handle conveyancing services that required to complete the sale or acquisition of property. They are both required to execute Boscombe conveyancing to the same standards and guidelines so you may be sure that your conveyancing will be properly administered and that the requirements and procedures will be correctly adhered to.

Does a directory service exist listing Bank of Ireland panel solicitors in Boscombe on the UK Finance Lenders’ Handbook Website?

No. There is no such directory service on the Council of Mortgage Lenders or Building Society Association websites. A small selection of lenders make their panel listings open the public online. Where you are looking for a Boscombe property lawyer on the Bank of Ireland please make the most of our tool.

After what seems like an age I have had an offer on a flat in Boscombe accepted, but there is a chain. The sellers have placed an offer on on an apartment, however it’s not yet agreed to, and have viewings of other apartments booked. I have instructed a high street conveyancing solicitor in Boscombe. What do I do now? When should I get the mortgage application with Santander started?

It is normal to have anxieties where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is approx £1k, then survey, Boscombe conveyancing search costs, etc). The first course of action is to ensure that your conveyancer is on the Santander approved list. As to the subsequent stages this very much dictated by the uniqueness of your case, attraction to this property and on the state of the market. During a buoyant market the majority of buyers will apply for the mortgage with Santander and pay for the valuation and only if it comes back ok would they request their conveyancing practitioner to proceed with the conveyancing in Boscombe.

Have completed on a a terraced house in Boscombe , how long will it take for the Land Registry to record my ownership? My Boscombe conveyancing solicitor has been very slow, so I want to check the land registry aspects are dealt with.

There is nothing unique when it comes to conveyancing in Boscombe registration formalities. As opposed to being determined by geographic area, timescales can differ subject to who lodges the application, whether there are errors and if the Land registry must send notices to any other parties. Currently roughly 80% of submission are fully addressed within two weeks but occasionally there can be longer hold-ups. Registration takes place once the buyer is living at the property so an expedited registration is not usually primary concern but where there is a degree of urgency associated with the registration then you or your conveyancer must contact the land registry and explain the circumstances.

Last January I purchased a leasehold house in Boscombe. Am I liable to pay service charges relating to a period prior to completion of my purchase?

In a situation where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Boscombe Leasehold Conveyancing - A selection of Queries before Purchasing

Many Boscombe leasehold properties will incur a service charge for the upkeep of the block set on behalf of the freeholder. Should you buy the flat you will have to meet this amount, normally quarterly during the year. This may be anything from two or three hundred pounds to thousands of pounds for buildings with lifts and large common areas. There will also be a rentcharge for you to pay yearly, normally this is not a exorbitant sum, say around £25-£75 but you should to enquire as occasionally it could be many hundreds of pounds. Where a Boscombe lease has less than eighty years it will impact the marketability of the apartment. Check with your bank that they are willing to lend given the lease term. A short lease means that you will most likely require a lease extension at some point and you need to have some idea of what this would cost. Remember, in most cases you will need to own the property for 24 months before you are legally able to extend the lease. How many of the leaseholders are in arrears for their service charge payments?

Developers have recommended to me a property lawyer and I've sought an estimate from them. They are almost £400 cheaper than my family Boscombe conveyancer. Should I use them?

Housebuilders often have lists of conveyancing practitioners who are quick and who know the seller’s contract and solicitor. Plenty of developers offer an incentive to use a preferred property lawyer for this reason, any increased fees can be avoided and a developer won't suggest a conveyancing warehouse and run the risk of having the conveyancing delayed when they want exchange within a tight time frame. A counter-argument for not agreeing to use the recommended conveyancing practitioner is that they may prove unwilling to fight for your interests at the risk of alienating the developer. If you worry that this may be the situation you should stick with your high street Boscombe conveyancing practitioner.