I am the registered owner of a freehold house in Stourport On Severn but still invoiced for rent, why is this and what is this?

It’s unusual for properties in Stourport On Severn and has limited impact for conveyancing in Stourport On Severn but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the establishment of fresh rentcharges post 1977.

Old rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence in 2037 is to be dispensed with completely.

A relative advised me that where I am purchasing in Stourport On Severn I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?

A search of this type is sometimes included in the estimate for your Stourport On Severn conveyancing searches. It is a large report of about 40 pages, listing and setting out significant information about Stourport On Severn around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful information about Stourport On Severn.

I used Stirling Law a few years ago for my conveyancing in Stourport On Severn. Now, I need my documents but cannot find the solicitor. What do I do?

You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Stourport On Severn of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I have been on the look out for a leasehold apartment up to £195,000 and found one close by in Stourport On Severn I like with open areas and railway links nearby, however it only has 49 years on the lease. There is not much else in Stourport On Severn for this price, so just wondered if I would be making a grave error purchasing a lease with such few years left?

If you need a home loan the remaining unexpired lease term may be problematic. Discount the offer by the anticipated lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for at least 2 years you can request that they start the process of the extension and pass it to you. You can add 90 years to the current lease with a zero ground rent applied. You should consult your conveyancing solicitor concerning this.

I have selected a Stourport On Severn conveyancing solicitor for our house purchase (novice purchasers) and have noticed in the Ts and Cs that they are not overseen by the Financial Conduct Authority. Am I right to be concerned or is that the norm with lawyer?

We can't see why they should be. Most solicitor don't lend money. They should be regulated by the Solicitors Regulation Authority, who dictate stringent stipulations regulating funds held on client account.