It may have been a long time coming a loan offer from Santander for the remortgage of my 3 bedroom flat is due within the next few days. Can you suggest a low cost conveyancing law firm in West Hendon?

You are on the wrong site if you are in need of the cheapest conveyancing solicitors in West Hendon. We can offer you cost effective conveyancing but we do not advertise as being the cheapest. Resist the temptation to appoint organisations offering ninety nine pound conveyancing in West Hendon. In your best case scenario, in deciding on low cost conveyancing, you will receive what you pay for and at worst it will result in you invoiced for additional fees and still not get the service required.

I purchased a freehold residence in West Hendon yet charged rent, why is this and what is this?

It is rare for properties in West Hendon and has limited impact for conveyancing in West Hendon but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the generation of fresh rentcharges from 1977 onwards.

Previous rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence in 2037 will be extinguished.

I'm purchasing my first flat in West Hendon with a loan from . The builders would not reduce the amount so I negotiated 6k of fixtures and fittings instead. The property agent told me not to tell my lawyer about this extras as it will put at risk my loan with . Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am looking for a flat up to £235,500 and identified one round the corner in West Hendon I like with open areas and station in the vicinity, however it only has 49 years on the lease. I can't really find anything else in West Hendon in this price bracket, so just wondered if I would be making a mistake buying a short lease?

Should you need a home loan that many years will likely be a potential deal breaker. Reduce the offer by the anticipated lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for at least twenty four months you may ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should speak to your conveyancing lawyer about this.

Been searching for a for leasehold sale conveyancing in West Hendon. I'm selling, uncomplicated no mortgage to pay off, no rush, no onward purchase. Had an estimate from a for £900 plus VAT which is a little high given that its so straightforward. Is it possible to find less expensive fees for conveyancing in West Hendon?

Considering it’s a sale only, £425 + VAT is likely to be about the best for sale conveyancing in West Hendon.