As someone unfamiliar with the Brent Cross conveyancing process what is your top tip you can give me for the ownership transfer in Brent Cross

You may not hear this from too many lawyers but conveyancing in Brent Cross or throughout North London is an adversarial experience. In other words, when it comes to conveyancing there is plenty of room for conflict between you and other parties involved in the house moving process. For example, the vendor, selling agent and on occasion a lender. Appointing a law firm for your conveyancing in Brent Cross should not be taken lightly as your conveyancer is your adviser, and is the ONLY party in the process whose responsibility is to protect your best interests and to keep you safe.

Sometimes a potential adversary will attempt to persuade you that you should follow their advice. For example, the estate agent may claim to be assisting by suggesting your lawyer is wrong. Or your financial adviser may try to convince you to do take action that is contrary to your lawyers advice. You should always trust your lawyer above all other parties in the conveyancing process.

My aunt passed away last year and as sole heir and executor I was left the house in Brent Cross. The house had a small mortgage left on it of around £5k. I want to have the title changed into my name whilst I re-mortgage to Clydesdale, pay off the mortgage. Is this possible?

Given you plan to refinance then Clydesdale will insist on your using a conveyancer on the Clydesdale conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Clydesdale conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Clydesdale mortgage is registered as a charge at the Land Registry.

My wife and I purchasing a end of terrace house in Brent Cross. The intention is to convert the garage to an office at the house.Will legal work on the property involve enquiries to determine if these alterations are permitted?

Your solicitor should check the deeds as conveyancing in Brent Cross will sometimes identify restrictions in the title deeds which prevent categories of alterations or require the permission of another owner. Certain additions need local authority planning consent and approval in compliance with building regulations. Certain areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these issues with a surveyor ahead of any purchase.

My solicitor has informed me that missing deeds insurance is required on my purchase. What is the typical level of cover needed for conveyancing in Brent Cross?

The right level of missing deeds indemnity insurance depends on who your lender is. It would differ for example between Yorkshire Building Society and Virgin Money. Conveyancing practitioners as opposed to borrowers take out such policies.

It is unclear whether my lender requires a lease extension. I have called my Brent Cross building society branch on a couple of occasions and was told it does not impact the mortgage offer and they would lend. My Brent Cross conveyancing solicitor - who is on the bank conveyancing panel- called and was told they refuse to lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?

As long as the lawyer is on the mortgage company approved list, they must follow the CML Handbook specifications for the lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

Given that I will soon part with over three hundred thousand on 3 bedroom house in Brent Cross I wish to talk to a solicitor regarding thetransaction before giving the go ahead to the firm. Can this be arranged?

We could not agree more - we would be delighted to talk to you we do not take any clients on without you liaising with the conveyancer due to be doing your conveyancing in Brent Cross.There is no ‘factory style conveyancing’ - each client is an important person, not a matter reference. The practices that we put you in touch with believe that the fees you are quoted for your conveyancing in Brent Cross should be the amount on the final invoice that you are charged.

As co-executor for the estate of my grandmother I am disposing of a property in Neath but I am based in Brent Cross. My lawyer (who is 300 kilometers awayneeds me to execute a statutory declaration before completion. Can you recommend a conveyancing lawyer in Brent Cross to attest and place their company stamp on the document?

strictly speaking you are unlikely to need to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will be fine regardless of whether they are located in Brent Cross