We were just about to sign contracts for a property in Childs Hill. We encountered a stumbling block. Our mortgage offer with Nationwide Building Society runs out on 15/9/2025 but the owners are putting forward a completion date of 17/9/2025. Can one extend the loan expiry date?

The best person to deal with your question is your conveyancer who should calculate whether he or she is corresponding with the mortgage broker, vendor’s conveyancers, selling agents or conceivably all three given what has gone on in your transaction as of today.

What is the first thing I need to know concerning purchase conveyancing in Childs Hill?

Not many law firms or advisers will tell you this but conveyancing in Childs Hill or throughout England and Wales is often a confrontational process. Put another way, when it comes to conveyancing there exists lots of opportunity for confrontation between you and others involved in the ownership transfer. For instance, the seller, property agent and sometimes your lender. Appointing a solicitor for your conveyancing in Childs Hill an important selection as your conveyancer is your adviser, and is the SOLE person in the legal process whose responsibility is to protect your best interests and to protect you.

Every so often a third party with a vested interest may attempt to sway you that you should follow their advice. As an example, the estate agent may claim to be assisting by claiming that your solicitor is dragging his heels. Or your financial adviser may tell you to do take action that is against your solicitors recommendation. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.

Are there restrictive covenants that are commonly picked up as part of conveyancing in Childs Hill?

Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Childs Hill. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

What does commercial conveyancing in Childs Hill cover?

Commercial conveyancing in Childs Hill incorporates a wide array of advice, provided by regulated solicitors, relating to business property. By way of example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of leases.

I am considering appointing an online conveyancer as opposed to a Childs Hill conveyancing firm. Should I ‘stay local’?

There are advantages of having the opportunity to attend a local Childs Hill conveyancing solicitor for instance

• signing documents on short notice
• often being able to see someone face-to-face can make a significant difference, particularly for more complex transactions
• the ability to complain if matters go pear-shaped

When checking quotes, look carefully for hidden extras. The majority decent Childs Hill high street solicitors give an all-inclusive figure. Often online companies seem to offer low cost prices, but have hidden 'extras' in the small print.