My financial adviser requires my Forest Hill lawyer’ panel reference for the Santander conveyancing panel. What is the best way to obtain this. I have called my local Forest Hill office but they cant find it on their system.

The sensible thing to do is ask for this information from your Forest Hill . Most Forest Hill law practices will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each lender.

My uncle passed away last year and as sole heir and executor I was left the house in Forest Hill. The house had a small mortgage left on it of around £4500. I want to transfer the title deeds into my name whilst I re-mortgage to , pay off the mortgage. Is this possible?

Given you intend to re-mortgage then will require that you use a conveyancer on the conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the mortgage is registered as a charge at the Land Registry.

I'm purchasing a new build house in Forest Hill with a mortgage from . The sellers refused to reduce the amount so I negotiated £7000 of additionals instead. The estate agent told me not disclose to my lawyer about the side-deal as it may adversely affect my loan with . Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold issue on a property I put an offer in last month in what should have been a simple, chain free conveyancing. Forest Hill is the location of the property. Can you offer any guidance?

Flying freeholds in Forest Hill are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Forest Hill you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Forest Hill may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

In sourcing the world wide web for the term on line conveyancing in Forest Hill it reveals many conveyancersin the vicinity. With so much choice what is the best way to find the suitable conveyancing solicitor for the sale of my house?

The best method of choosing the right conveyancer is via personal recommendation, so enquire of friends and relatives who have bought a property in Forest Hill or the reputable estate agent or mortgage broker. Fees for conveyancing in Forest Hill vary, so it's sensible to secure a minimum of four estimates from varying types of solicitors. Be sure to seek confirmation that the costs are assured not to rise.