We are buying a property and need a conveyancing solicitor in Coxhoe who is on the Virgin Money conveyancing panel. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Virgin Money . We don't recommend any particular firms conducting conveyancing in Coxhoe.
I have paid off my mortgage with Santander. I assume I don't need a Coxhoe property lawyer on the Santander panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Santander mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Santander mortgage from the register. Santander, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Santander has sent the Land Registry the discharge electronically, and
- Santander has instructed the Land Registry to do so
Planning on purchasing a house in Coxhoe. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Barclays conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Coxhoe property lawyer is on the Barclays conveyancing panel.
I have finally had an offer on a maisonette in Coxhoe accepted, but there is a chain. The vendors have offered on somewhere, however it’s not yet tied up, and are looking at other apartments booked. I have chosen a bricks and mortar conveyancing solicitor in Coxhoe. What do I do now? At what point should I apply for the mortgage with Barclays?
It is normal to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (home loan application is approx £1k, then survey, Coxhoe conveyancing search costs, etc). First, you must ensure that your solicitor is on the Barclays conveyancing panel. Regarding the next stages this very much dictated by the uniqueness of your case, motivation for this property and on the state of the market. In a buoyant market some purchasers will apply for a home loan with Barclays and arrange for the valuation and only if it comes back ok would they ask their conveyancer to press on with searches.
I used Stirling Law several years past for my conveyancing in Coxhoe. Now, I need my files however the law firm has closed. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Coxhoe of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Coxhoe differ for newly converted properties?
Most buyers of new build residence in Coxhoe contact us having been asked by the housebuilder to sign contracts and commit to the purchase even before the residence is finished. This is because developers in Coxhoe usually buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Coxhoe or who has acted in the same development.
Do I need to attend the offices of the lender conveyancing panel solicitor to sign the legal charge? If so, I will choose one who does conveyancing in Coxhoe so that I can attend their offices if required.
As opposed to 12 years ago, most lenders no longer require their conveyancing panel solicitor to witness the borrowers signature. You will still be obliged to provide ID Documents and there are still distinct advantages to using a local solicitor, in your case a conveyancing solicitor in Coxhoe.