Finally the sale completed on my house in Silsworth last September but our buyer keeps e-mailing daily to say their lawyer is waiting to hear from mylawyer. What are the post completion sale legalities following completion?
After completion of your disposal your solicitor should deliver the transfer documentation and all supplemental paperwork to the buyer’s lawyers. Where relevant, your conveyancer must also confirm that the home loan has been paid off to the buyers lawyers. There is unlikely to be post completion requirements specific conveyancing in Silsworth.
I decided to have a survey carried out on a house in Silsworth in advance of instructing solicitors. I have been informed that there is a flying freehold element to the house. My surveyor advised that some banks tend refuse to issue a mortgage on a flying freehold premises.
It varies from the lender to lender. Santander has different instructions for example to Birmingham Midshires. Should you wish to call us we can look into this further via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Silsworth. Conveyancing may be slightly more expensive based on your lender's requirements.
Am I right to be concerned by brokers that I am dealing with are suggesting a national conveyancing firm as opposed to a High Street Silsworth conveyancing practice?
As with many service providers, often input from connections can be extremely useful or valuable. Nevertheless there are lots of people with a vested interest in a conveyancing transaction; estate agents, mortgage brokers and lenders may suggest solicitors to use. On occasion the solicitors might be known to one of the organisations as one of the best in their field, but sometimes there may be a commercial relationship behind the recommendation. You have the right to choose your own lawyer. However, bear in mind that the majority of banks have an approved list of lawyers you have to use for the lender aspect of your conveyancing.
My husband and I are FTB’s - had an offer accepted, yet the selling agent told us that the vendor will only proceed if we instruct their chosen lawyers as they are insisting on an ‘expedited deal’. Our preferred option is to instruct a local conveyancer who is familiar with conveyancing in Silsworth
We suspect that the owner is not behind this demand. Should the vendor require ‘a quick sale', alienating a serious purchaser is counter productive. Bypass the agents and go straight to the sellers and make the point that (a)you are genuine purchasers (b)you are excited to move forward, with finances arranged © you are chain free (d) you intend to proceed fast (e)however you intend to appoint your own,trusted Silsworth conveyancing lawyers - rather thanthe ones that will provide their negotiator at the agency a introducer fee or achieve conveyancing targets set by HQ.
What tools are available to search for a Silsworth conveyancing solicitor on the mortgage company conveyancing panel? I have a car and am prepared to travel up to 20miles to attend the solicitor.
Feel free to make use of the find a conveyancing panel search on this website. Please choose the lender and your location, in this case Silsworth and you will see a number of lawyer located nearest Silsworth. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the mortgage company solicitor panel.