I am buying a right to buy a flat in Silsworth. Can I do my own conveyancing?

Leaving aside the complexities and merits of DIY conveyancing in Silsworth you will have to appoint a solicitor on your lender's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Silsworth.

I know that there are debates on Chancel Insurance on online forums. Do I need this when acquiring a house in Silsworth? or I am told that there is an ancient law that could mean that owners of property living in a parish church boundary may be liable to pay for repairs to the chancel within the church. Is this a legitimate concern for conveyancing in Silsworth?

Unless a previous purchase of the property completed post 12 October 2013 you could assume that lawyers delivering conveyancing in Silsworth to remain recommending a chancel search and or chancel repair liability insurance.

How does conveyancing in Silsworth differ for new build properties?

Most buyers of new build premises in Silsworth come to us having been asked by the seller to exchange contracts and commit to the purchase even before the residence is ready to move into. This is because builders in Silsworth usually purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Silsworth or who has acted in the same development.

Last June I purchased a leasehold flat in Silsworth. Do I have any liability for service charges for periods before my ownership?

Where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Leasehold Conveyancing in Silsworth - Sample of Questions you should ask Prior to buying

How is the lease structured? This information is important as a) areas could cause problems for the building as the common areas may start to deteriorate if services are not paid for b) if the tenants have an issue with the running of the building you will want to have all the details Who are the managing agents?

Living abroad I am unable to travel my Silsworth conveyancing solicitors office to execute documents for conveyancing in Silsworth – will this be an issue?

You need not be concerned. Silsworth conveyancing lawyers can deal with conveyancing transactions for clients throughout the rest of the country. It is not necessary for you to be able to attend a Silsworth conveyancers office. Almost all conveyancer can deal with everything remotely from their Silsworth premises.