Am I correct in assuming that the fact that my conveyancer in Claydon is not identified on my mortgage company's conveyancing panel that there is a problem with the standard of his work?
That is more than likely an incorrect assumption to make. There are all sorts of perfectly plausible explanations. Just recently a report by the solicitors regulator revealed 76% of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) lack of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. If you are concerned you should contact the Claydon conveyancing firm and ask them why they are no longer on the approved list for your mortgage company.
We see that you have a search directory identifying solicitors on the UBS conveyancing panel. Do firms pay you a referral fee if I retain them for our own conveyancing in Claydon?
We are a listing service only for law firms wishing to communicate if they are on the UBS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Claydon.
My lawyer in Claydon is not listed on the TSB Solicitor Panel. Is it possible for me to retain my prefered solicitor notwithstanding that they are not on the TSB list of approved lawyers?
Your options are as follows:
- Carry on with your existing Claydon lawyers but TSB will need to use a conveyancer on their panel. This will inevitably rack up the overall legal charges as well as cause frustration.
- Find a new solicitor to to deal with the purchase, obviously checking they are on the TSB panel
Should my conveyancer be asking questions concerning flooding during the conveyancing in Claydon.
The risk of flooding is if increasing concern for lawyers carrying out conveyancing in Claydon. There are those who purchase a house in Claydon, fully aware that at some time, it may suffer from flooding. However, aside from the physical destruction, if a property is at risk of flooding, it may be difficult to obtain a mortgage, satisfactory insurance cover, or sell the premises. There are steps that can be taken during the course of a property purchase to forewarn the purchaser.
Solicitors are not best placed to offer advice on flood risk, but there are a number of checks that can be carried out by the buyer or by their lawyers which will give them a better appreciation of the risks in Claydon. The standard property information forms given to a purchaser’s lawyer (where the Conveyancing Protocol is adopted) includes a usual inquiry of the owner to determine if the premises has ever been flooded. If flooding has previously occurred which is not notified by the vendor, then a buyer may issue a legal claim for losses resulting from an incorrect reply. A purchaser’s conveyancers should also order an enviro report. This should higlight whether there is any known flood risk. If so, further inquiries should be carried out.
How does the Landlord & Tenant Act 1954 impact my business premises in Claydon and how can your lawyers assist?
The particular law that you refer to gives security of tenure to business lessees, giving them the right to apply to court for a new tenancy and continue in occupation at the end of the lease term. There are certain specified grounds that a landlord can refuse a lease renewal and the rules are complicated. Fees are different for commercial conveyancing. Claydon is one of the hundreds of locations in which the firms we work with are based