I am buying a terraced house in Brantham. How practical is it for me to do the conveyancing?

Leaving aside the complexities and merits of DIY conveyancing in Brantham you will have to appoint a solicitor on your lender's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Brantham.

Me and my brother purchased a terraced Edwardian house in Brantham. Conveyancing solicitor acted for me and . I did a free Land Registry search last week and there are two entries: the first freehold, the second leasehold with the matching address. I'd like to know for sure, how can I find out??

You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Brantham and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the situation with your conveyancing lawyer who conducted the conveyancing.

I opted to have a survey completed on a house in Brantham before appointing lawyers. I have been advised that there is a flying freehold aspect to the house. The surveyor has said that some banks will refuse to grant a loan on this type of home.

It varies from the lender to lender. Santander has different requirements from Nationwide. If you e-mail us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Brantham. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Brantham to see if the conveyancing will be more expensive.

Back In 2005, I bought a leasehold house in Brantham. Conveyancing and mortgage are in place. I have received a letter from someone claiming to own the reversionary interest in the property. It included a demand for arrears of ground rent dating back to 1996. The conveyancing practitioner in Brantham who previously acted has long since retired. What should I do?

The first thing you should do is contact HMLR to make sure that the individual claiming to own the freehold is indeed the new freeholder. There is no need to incur the fees of a Brantham conveyancing lawyer to do this as it can be done on-line for less than a fiver. Rest assured that regardless, even if this is the legitimate freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.

Brantham Conveyancing for Leasehold Flats - Examples of Queries Prior to buying

What restrictions are contained in the Brantham Lease? It would be prudent to find out as much as you can concerning the company managing the block as they will affect your use and enjoyment of the property. As the proprietor of a leasehold property you will be at the mercy of the managing agents both financially and when it comes to daily matters like the tidiness of the common parts. You should not be shy to ask other people what they think of their management. On a final note, find out the dates that the maintenance charges are due to the appropriate party and precisely how they are spending that money. How much is the ground rent and service charge?

Our solicitor in Brantham is asking me for personal identification documents asserting that this forms part of his retainer as a solicitor on the bank Solicitor panel. Can this be correct?

Due to Money Laundering Regulations your conveyancing lawyer is duty bound to confirm positively your identification when entering into a business relationship with you. It is a criminal offence if your lawyer not do this. If you do not provide ID early in the transaction the solicitor must refuse to act for you. It’s unlikely a lawyer will turn you away if you come to the first meeting without relevant ID but you will have to produce it at some point so you might as well bring it with you to the initial meeting so the lawyer can tick the ID verification box and start sorting out the conveyancing straight away. If you are getting a mortgage, your lawyer also has to check ID documents to satisfy the lender. This is not specific to conveyancing in Brantham