We have agreed to purchase a house in Martlesham Heath. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Barclays be concerned?

Given that you are obtaining a mortgage with Barclays your lawyer must check the formal instructions outlined in Section two of UK Finance Lenders’ Handbook for Barclays. The CML Handbook includes minimum provisions for solar panel roof-space leases, and property lawyers are required to report to Barclays where a lease does not meet these specifications. The conditions relate to the installation of panels on properties countrywide and is not isolated to Martlesham Heath.

I can not work out if my lender requires a lease extension. I have called my Martlesham Heath building society branch on various occasions and was told they are content with the situation and they will lend. My Martlesham Heath conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned to say that they refuse to lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. I have no idea who is right.

Provided that the solicitor is on the bank panel, she or he must comply with the CML Handbook requirements for the bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

I am due to exchange contracts on my apartment. I had a double glazing fitted in October 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Nationwide are being a right pain. The Martlesham Heath solicitor who is on the Nationwide conveyancing panel is recommending indemnity insurance as a solution but Nationwide are requiring a building regulation certificate. Why do Nationwide have a conveyancing panel if they don't accept advice from them?

It is probably the case that Nationwide have referred the matter to their valuer. The reason why Nationwide may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

I require quick conveyancing in Martlesham Heath as I am under pressure to sign on the dotted line within 2 weeks. Thankfully I do not need a mortgage. Can I avoid the conveyancing searches to save money and time?

If.Given you are are a cash purchaser you have the choice not to have searches conducted although no law firm would suggest that you don't. Drawing on our experience of conveyancing in Martlesham Heath the following are examples of what can show up and adversely impact market value: Refused Planning Applications, Overdue Charges, Outstanding Grants, Railway Schemes,...

Despite weeks of looking the Title Certificate and documents to our property are lost. The conveyancers who conducted the conveyancing in Martlesham Heath 5 years ago are no longer around. What are my options?

As long as the title is registered the information relating to your proprietorship will be retained by HMLR with a Title Number. It is easy to carry out a search at the Land Registry, locate your house and secure up to date copies of the property title for a small fee. If the property is Leasehold then the Land Registry will usually hold a file duplicate of the Registered Lease and again, a copy can be obtained for a small fee.

What is different about your site and alternative web based conveyancing brokers for conveyancing in Martlesham Heath?

At this site get an accurate costs illustration from a Solicitor or Licensed Conveyancer that understands the nuances for your conveyancing in Martlesham Heath. As opposed to estate agents and brokerage sites we do not charge firms a commission if you appoint them for your property ownership legalities in Martlesham Heath

Do you have any advice for leasehold conveyancing in Martlesham Heath from the perspective of expediting the sale process?

• Much of the frustration in leasehold conveyancing in Martlesham Heath can be reduced where you appoint lawyers as soon as you market your property and ask them to collate the leasehold information needed by the buyers’ representatives.
Some Martlesham Heath leases require Licence to Assign from the landlord. If this applies to your lease, you should notify your estate agents to make sure that the purchasers obtain financial (bank) and professional references. The bank reference should make it clear that the buyer is financially capable of paying the annual service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the service charge figures so that they can pass this information on to the purchasers or their lawyers. You may think that you are aware of the number of years remaining on your lease but it would be advisable verify this by asking your solicitors. A buyer’s conveyancer will not be happy to advise their client to to exchange contracts if the remaining number of years is under 80 years. In the circumstances it is important at an as soon as possible that you identify whether the lease term for your property needs extending. If it does, contact your solicitors before you put your property on the market for sale. Many landlords or Management Companies in Martlesham Heath levy fees for providing management packs for a leasehold property. You or your lawyers should find out the actual amount of the charges. The management information sought on or before finding a buyer, thus accelerating the process. The typical amount of time it takes to receive management information is three weeks. It is the most frequent reason for delay in leasehold conveyancing in Martlesham Heath.

Martlesham Heath Conveyancing for Leasehold Flats - Examples of Questions you should ask before Purchasing

This question is helpful as a) areas can cause problems in the block as the common areas may begin to deteriorate if maintenance remain unpaid b) if the tenants have a dispute with the managing agents you will wish to have complete disclosure How is the lease structured? Who are the managing agents?