It is is a decade since I acquired my house in Stowmarket. Conveyancing solicitors have now been retained on the sale but I am unable to locate my title deeds. Will this jeopardise the sale?

Don’t worry too much. First there is a chance that the deeds will be kept by the mortgage company or they may be in the possession of the conveyancers who oversaw the purchase. Secondly in all probability the title will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers acquiring up to date copy of the land registers. Most conveyancing in Stowmarket involves registered property but in the rare situation where your home is unregistered it adds to the complexity but is not insurmountable.

I note that there are debates on Chancel Insurance on online forums. Am I compelled to have this when acquiring a house in Stowmarket? or Apparently there is a law dating back centuries that means some owners of property living in a parish church boundary will be compelled to contribute towards repairs to the chancel in proximity to the church. Is this a legitimate concern for conveyancing in Stowmarket?

Unless a prior purchase of the property took place after 12 October 2013 you could assume that lawyers delivering conveyancing in Stowmarket to continue to suggest a chancel search and or insurance against a claim.

I completed on my flat on 14 February and my personal details is yet to be on the land registry website. Need I be worried? My conveyancing solicitor in Stowmarket said it will be recorded in a couple of weeks. Are titles in Stowmarket particularly slow to register?

There is nothing unique about conveyancing in Stowmarket registration formalities. As opposed to being determined by geographic area, timeframes can adjust subject to the party submitting the application, whether there are errors and whether the Land registry must send notices to any 3rd persons or bodies. As of today approximately 80% of submission are fully addressed within 12 days but occasionally there can be protracted hold-ups. Historically registration takes place once the buyer has moved in to the premises thus 'speed' is not typically an essential issue yet if it is urgent that the the registration takes place urgently then you or your lawyers must contact the land registry and explain the circumstances.

I have been sourcing a conveyancing practitioner in Stowmarket for my home move. Is there any facility to check a solicitor's record with the profession’s regulator?

Anyone may find documented Solicitor Regulator Association (SRA) determinations resulting from investigations commenced on or after Jan 2008. Go to Check a solicitor's record. To find details Pre 2008, or to check a firm's history, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, call +44 (0)121 329 6800. The SRA sometimes recorded call for training reasons.

Having had my offer accepted I require leasehold conveyancing in Stowmarket. Before I get started I require certainty as to the remaining lease term.

If the lease is registered - and most are in Stowmarket - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

I bought a leasehold flat in Stowmarket, conveyancing was carried out 1995. Can you let me have an estimated range of the fair premium for a lease extension? Corresponding flats in Stowmarket with an extended lease are worth £165,000. The average or mid-range amount of ground rent is £45 yearly. The lease terminates on 21st October 50

With only 50 years left to run the likely cost is going to span between £36,100 and £41,800 as well as professional fees.

The figure that we have given is a general guide to costs for renewing a lease, but we cannot give you the actual costs in the absence of comprehensive due diligence. Do not use this information in tribunal or court proceedings. There are no doubt additional issues that need to be considered and you obviously should be as accurate as possible in your negotiations. You should not move forward based on this information before seeking the advice of a professional.