My husband and I are acquiring a new build flat in Kesgrave and my conveyancer is telling me that she is duty bound to the mortgage company to disclose incentives from the seller. I am under pressure to sign contracts and I don't want to delay matters. is my lawyer playing by the book?
You should not exchange unless you have been advised to do so by your conveyancer. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook conditions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
Do I select a Licenced Conveyancer or Solicitor for conveyancing in Kesgrave?
There are many recorded licenced Conveyancers in Kesgrave and Solicitor partnerships in Kesgrave offering conveyancing We would stress that the two are regulated professionals specialising in the legal work in the home buying process. Both can handle other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
I am assisting my sister sell her property in Kesgrave. Will the solicitor commission an energy performance certificate or should I organise this?
Following the abolition of Home Information Packs, energy assessments became a compulsory element of moving property. An energy assessment should be commissioned in advance of the property being marketed. This is not something that lawyers normally arrange. If you are using a Kesgrave conveyancing practitioner they may help arrange EPC’s due to their contacts with long established Kesgrave providers
I have instructed a Kesgrave property lawyer having made sure that they are on the Kent Reliance conveyancing panel. Does my lawyer arrange the survey of the property?
Kent Reliance will need an independent valuation of the property. Your lawyer will not arrange this. Usually Kent Reliance will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancing practitioner will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Kesgrave postcode. As you are getting a mortgage with Kent Reliance, you could contact them to see if they have a list of approved surveyors in Kesgrave.
I have recentlydiscovered that Stirling Law have closed. They conducted my conveyancing in Kesgrave for a purchase of a freehold house 9 months ago. How can I establish that the property is registered correctly in the name of the former proprietor?
The quickest method to check if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Kesgrave conveyancing specialists.
I opted to have a survey carried out on a house in Kesgrave in advance of instructing solicitors. I have been told that there is a flying freehold overhang to the house. Our surveyor advised that some banks will refuse to give a mortgage on this type of premises.
It depends who your proposed lender is. HSBC has different requirements for example to Halifax. Should you wish to call us we can look into this further via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Kesgrave. Conveyancing will be smoother if you use a solicitor in Kesgrave especially if they are familiar with such properties in Kesgrave.
I am a sole trader hoping to take over a lease of a shop on a shopping parade. Can you recommend conveyancers offering fixed charges for non-domestic conveyancing in Kesgrave for below £2000?
We can recommend firms who host a wealth of experience of commercial conveyancing in Kesgrave, including the sale and acquisition of businesses as well as simply property. Whether you are looking to acquire or dispose of a shop, pub, restaurant, office, retail unit or a complete business we can put you in touch with the right firm. As for the fees these will vary based on the structure and terms of the deal. Please provide us with your details or call us so that we can furnish you with comprehensive commercial conveyancing calculation.