Unfortunately I am unable to travel far from Pagham. What is the rationale as to why all Pagham aren't automatically on all mortgage company panels?
Before the recession most lenders demonstrated an attitude to risk which differs from the current day. The financial regulator in 2010 carried out a thematic review into property fraud which concluded: know the on your panel. Consequently, banks have since looked to extract more information from law firms regarding their operations and the individuals who work for them and set certain criteria such as completing a minimum amount of transactions. Many firms have been removed from lender panels even though they had an exemplary track record, no complaints and zero claims and didn't just 'dabble' in conveyancing. Such firms found it impossible satisfy the criteria of volume of transactions the lenders set.
My wife and I are selling our home in Pagham and the buyers lawyers are claiming that there is a risk of it being constructed land that was not decontaminated. Any local lawyer would know this is not the case. For the life of me I don't know why the purchasers instructed an internet conveyancing outfit rather than a conveyancing solicitor in Pagham. We have lived in Pagham for six years we know of no issue. Is it a good idea to get in touch with our local Authority to get clarification that the buyers are looking for.
It sounds as though you may have a conveyancing solicitor currently acting for you. What do they say? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
It has been four months following my purchase conveyancing in Pagham took place. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I need to instruct a conveyancing solicitor in Pagham for my home move. Is it possible to see a solicitor's record with the profession’s regulator?
Anyone can review published Solicitor Regulator Association (SRA) determinations resulting from inquisitions started on or after 1 January 2008. Go to Check a solicitor's record. To find records about the period before 1 January 2008, or to check a solicitors history, phone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, call +44 (0)121 329 6800. The SRA could monitor telephone calls for training purposes.
Can I determine who owns a property in Pagham?
Assuming that the premises is registered with HM Land Registry, and you have sufficient information of the address of the property, you will be able to view details from the the Land Registry of the registered proprietor for a fee.