In the event thatI was to buy a straightforward housein Bognor Regis for cash and dispense with a survey and no conveyancing searches how much should I expect to have to pay for conveyancing in Bognor Regis?

The only reduction in fees you would make on is the Bognor Regis conveyancing searches. The conveyancing practitioner still got to do everything else - money laundering, correspond with your sellers conveyancer, SDLT return, register the title etc. A marginal saving might be made by not having to register a mortgage but it won't be meaningful.

I am helping my sister sell her house in Bognor Regis. Does the solicitor commission an EPC or do I organise this?

After the abolition of HIPs, energy assessments was kept a required part of moving property. An EPC needs to be commissioned before the property is advertised. This is not something that lawyers ordinarily arrange. If you are using a Bognor Regis conveyancing practitioner they might help arrange EPC’s due to their relationships with long established local energy assessors

I just bought a house at auction in Bognor Regis. Conveyancing is required. What are my next steps?

Now that you have legally committed yourself to purchase you must retain a conveyancing lawyer as a matter of priority as you now have a tight a fixed date to complete the transaction. All auction property should have a corresponding legal set of papers. This will likely include evidence of title and search results. In the case of leasehold property the auction papers should include a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork pertinent to a leasehold property. You should pass this on to your appointed conveyancing solicitor ASAP. Do make sure that you have funds in place to complete on the on the contractual date .

I am the sole beneficiary of my late father’s will with all property in now in my sole name, including the house in Bognor Regis. Conveyancing formalities meant that the Land Registry date was in August. I plan to dispose of the property. I do know about the CML 6 month 'rule', meaning my property ownership may be treated the same way as if I'd bought the property in August. Will no one buy the property for half a year?

The CML handbook mandates conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be caught by that. many banks would take a pragmatic view as this provision is primarily there to pick up on subsales or the wholesaling and assigning of properties.

I am purchasing my first flat in Bognor Regis with the aid of help to buy. The developers refused to budge the price so I negotiated £7000 of additionals instead. The property agent told me not to tell my conveyancer about the extras as it will jeopardize my mortgage with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I have been on the look out for a leasehold apartment up to £195,000 and found one near me in Bognor Regis I like with open areas and transport links in the vicinity, the downside is that it's only got 61 remaining years left on the lease. I can't really find anything else in Bognor Regis for this price, so just wondered if I would be making a mistake acquiring a short lease?

If you need a home loan the shortness of the lease will likely be problematic. Reduce the offer by the anticipated lease extension will cost if it has not already been discounted. If the current owner has owned the property for a minimum of twenty four months you can request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should consult your conveyancing lawyer about this matter.

What are the frequently found defects that you witness in leases for Bognor Regis properties?

Leasehold conveyancing in Bognor Regis is not unique. Most leases are unique and legal mistakes in the legal wording can result in certain provisions are not included. For example, if your lease is missing any of the following, it could be defective:

Insurance obligations Repairing obligations to or maintain elements of the premises

You will encounter difficulties when selling your property if you have a defective lease as they can affect a potential buyer’s ability to obtain a mortgage. Nationwide Building Society, The Royal Bank of Scotland, and Nottingham Building Society all have very detailed conveyancing instructions when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease is defective they may refuse to provide security, obliging the purchaser to withdraw.

Leasehold Conveyancing in Bognor Regis - Sample of Questions you should ask before buying

How many of the leaseholders are in arrears for their maintenance charge payments? For most Bognor Regis leaseholds the outlay for major works tend not to be wrapped into the service charges, although some managing agents in Bognor Regis obliged leaseholders to pay into a sinking fund and this is used to offset against larger repairs or maintenance.