What does my ID and proof of funds have anything to do with my conveyancing in Bognor Regis? Why is this being asked of me?
Bognor Regis conveyancing solicitors as well as nationwide property lawyers throughout the UK have a duty under Anti-terror and anti-money-laundering rules to verify the identity of any client in order to satisfy themselves that clients are who they say they are.
Conveyancing clients are required to provide two forms of certified identification; proof of identity (usually a Passport or Driving Licence) and evidence of address (typically a Utility Bill less than 3 months old).
Proof of the origin of monies is also necessary under the money laundering statutes as lawyers are obliged to check that the funds you are utilising to buy a property (whether it be the deposit for exchange or the full purchase monies if you are a cash purchaser) has originated from a reputable source (such as an inheritance) as opposed to the product of criminal behaviour.
Do I need to visit the offices of the solicitor to execute the mortgage deed? If so, I will instruct a firm who offer conveyancing in Bognor Regis so that I can attend their offices if necessary.
Nowadays conveyancing panel lawyers for banks undertake the vast majority of communications through the post, internet or over phone calls. This means that they can undertake the conveyancing transaction no matter where you live in the country. Nevertheless you can see if you can still book an appointment to visit conveyancing lawyer if just in case this is required.
Me and my brother own a terraced Edwardian house in Bognor Regis. Conveyancing lawyer acted for me and Lloyds TSB Bank. I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, the second leasehold under the exact same address. If a house is not a freehold shouldn't I have been informed?
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Bognor Regis and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the position with the conveyancing practitioner who conducted the purchase.
How does the Landlord & Tenant Act 1954 affect my business offices in Bognor Regis and how can you help?
The particular law that you refer to affords protection to commercial lessees, giving them the dueness to apply to court for a renewal lease and remain in occupation when the lease reaches an end. There are certain specified grounds where a landlord can refuse a lease renewal and the rules are complex. Fees are different for commercial conveyancing. Bognor Regis is one of our numerous locations in which our lawyers are located
A conveyancing firm acted on my conveyancing in Bognor Regis three years ago and was holding my registration documents but has now closed – how do I retreive these?
Deeds, as such, no longer exist as most homes in Bognor Regis are recorded electronically at Land Registry. Should you need to show ownership or are selling or refinancing your property lawyer will need to obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned as quickly as possible.